It's difficult if you don't have money.
By laydee
@laydee (12798)
Philippines
March 4, 2013 11:05pm CST
I can't believe I'm saying this again, but it's really tough to have a tight budget. One false move and then you're out in the streets.
I felt this way today. I have literally P53.00 in my ATM account. I can't believe I wasn't able to budget, and worst, it's just a week after salaries were given. Now, I'm afraid I cannot stretch this till the next payday.
Whew!
Ever felt this way? I am frustrated right now.
3 people like this
10 responses
@bvleus (18)
• Philippines
9 Mar 13
I've been in that situation wherein I have none. It's hard, I was full of debt and I pity myself for what happened to me.
Maybe you can borrow from your parents? Just pay them back when you get your salary and be mindful of your expenses next payday.
@laydee (12798)
• Philippines
10 Mar 13
Hmm.. It's difficult to do that when the primary reason for my loss of budget is because of my parents. They're not actually spend drifts, it's just that finances are low and there are emergencies in the family.
But yeah, I'll be more mindful next time and try my best to have higher savings shield for emergencies.
Thanks for the responses, have a great mylot experience ahead!
@ARIES1973 (11426)
• Legaspi, Philippines
8 Mar 13
Hi laydee!
I oftentimes experienced running out of budget. I even experienced pawning my ring because of this.
As of now, I am trying my best to minimize my expenses and looking for other ways to earn.
Have a great day!
1 person likes this
@laydee (12798)
• Philippines
8 Mar 13
Yeah, pawning is indeed something you could do. But still, we all know that the rates are ridiculous - but what can we do in times of financial problems, right?
Yeah, I guess we really do need to look for ways to earn. Indeed these days, one source of income is no longer enough. Whew!
Thanks for the response, have a great mylot experience ahead!
@williamjisir (22819)
• China
5 Mar 13
It is true that it is hard to have no money or not enough money when you wish to get something. I had the unforgettable experience in the second half of last year when the budget was very tight. Luckily, my brothers offered to lend us some to get through. Now I am happy to have already paid off our debts to them with appreciation. Take care and enjoy your life, laydee.
1 person likes this
@laydee (12798)
• Philippines
8 Mar 13
It's good that you had assistance when the time of need came. Some of us aren't so lucky. I am also appreciative that someone did offer some help the last minute. I guess I was just frustrated because I was watching my finances closely and yet I still got a short. Whew! Very frustrating indeed. But I'm thankful that we did get through - for now.
Thanks for the response, have a great mylot experience ahead!
@machatago (385)
• Philippines
5 Mar 13
Of course it is difficult if you don't have any money. That's why I'm always careful with my budget and always save, so if ever I will be having some problems, I can always count on my savings no matter what.
1 person likes this
@laydee (12798)
• Philippines
8 Mar 13
It's not that I lacked budgeting skills nor savings. It's just there are times when things get really tight and you can't help but take out all savings and still it's not enough. Believe me I am a frugal person, that's why times like those really affected me because there were unexpected emergencies and need for money.
Anyway, thanks for the response, have a great mylot experience ahead!
@cowboyofhell (3063)
• Philippines
5 Mar 13
Doing some math, I discovered that my spending for the previous month is 3x higher than the acceptable rate. I will have to do better this month. sigh
1 person likes this
@xanderkage (100)
• India
6 Mar 13
Money is the most powerful force in the world...you might get to hear from people that money is not as important as love or any other human virtue but the harsh truth is that money does matter.A person without a penny in his pocket is liked by no one not even by his friends and loved ones who had been so friendly when his pockets were full.
@laydee (12798)
• Philippines
8 Mar 13
You are so right! Regardless how people would say that money isn't important, it is! Sadly, it's even the most important thing in the world. I'm not talking about being filthy rich, I'm talking about just having enough to get by. Enough not to have these sorts of anxieties.
Indeed when you don't have money anymore, nobody treats you the same when you still had. It's sad.
Have a great mylot experience ahead!
@KrauseHome (36448)
• United States
10 Mar 13
Been there, done that, and will probably be in this predicament a time or two more in the next couple of months. It is so hard sometimes to really make ends meet, and be able to get all the bills paid and food bought, etc. It would be easier if it was not this way, and things could not be so bad, but then we would not have to try and be more careful the next time.
But for me it often takes Prayer and trusting God to see me thru the hard times as well.
@vidhyaprakash_2 (7116)
• India
5 Mar 13
Sad to hear about this. You are right money is very important in our life. We need money for each and every thing. It is hard to live a life without money. At least we have minimum balance in our ATM For emergency needs.
1 person likes this
@laydee (12798)
• Philippines
8 Mar 13
It's sad that our lives are revolving around money, but we can't help it. We're not greedy, it's just a basic need. These days, the needs outweighs the source of income. Very frustrating. But I'm glad to see that we're still holding on.
Thanks for the response, have a great mylot experience ahead!
@mariaperalta (19073)
• Mexico
5 Mar 13
Im the same way as you. I live week to week here. Im glad I just get by here. Its alittle stressfull but I make it here.
1 person likes this
