Politely ask someone to pay? But how?

That's one of my weaknesses as well. I usually wait for the person to pay me. If it's a small amount, I tend to overlook it if they fail to pay me but I won't lend them any in the future anymore. And usually those who haven't paid what they owed, no longer borrow from me. I'm sure they know that they owe me still (and tend to forget that they did), hence, the reason why they're ashamed to borrow some more.

I only lend money to very close family or friends so that I will not hesitate to remind me that they owe me money. And most of my people will pay me back before I even think about asking for it.

I lie about how much money I can lend to anyone. I've learned my lesson before, especially from relatives, that they expect it to be a thank you instead of a full payment even though they promised they will pay it back. I don't really believe them and seeing that they were the ones who borrowed from me I don't bother asking anyway. So I make sure I only lend or rather give them the amount I could pass off as charity. When it comes to friends lending me money, I also have the same principle though I know my friends are not as dense as my relatives. At least they make sure they pay no matter how long they are able to pay me eventually. But I still lower the amount I lend to them so I won't feel like I need to chase them for the money.

I know it is very difficult for me to ask someone who owe me money to pay when the due date is near especially if he is my good friend. Usually i would ask him politely for the amount of loan i lend him on due date, then wait and hope for the best that he can come out with enough $$$ to settle his debt with me. Unfortunately, most of the time my debt collection technique doesn't work, so ended up i have to suck it up myself.

Had this with a person who rented from me. I asked nicely. Left 2 phone messages. Finally found out this person had moved out of the house I owned and into a new place. I went to where they lived and went face to face with them. Got excuses but when asked if this needed to go through court, they paid up. There is no easy way to ask for money that is owed to you. I keep it a policy never to loan any money to friends because that can ruin a friendship. As for a person renting, well.....Next time I'll be a bit more selective in who wants to live there.

Yes, I do that all the time, as I am a landlord and getting tenants to pay sometiems can be hard, as they are owed money too, and until they get paid, I won't get paid. I have one tenant, that is doing just that. I have to keep after him to pay me, but he just keeps trying to get it, and tells me he just doesn't have it. I don't know whether to beleive it or not, but he is a good tenant otherwise and keeps the place up nice, so i just deal with it. He has been paying all along until February, so I think that things will be okay. He gave me the check, but I haven't been able to cah it yet, even though I need it, and I am always messaging him on facebook to make sure I can cash it, but nothing yet. I hope I can cash it before to long. Take care, and have a good day.

i could imagine myself in you. i would also find it difficult to seek repayment from those who have owed me some amount of money. i am the one who feels ashamed of asking for my money. i know it is quite funny, but it is true. i always assume that people know that they owe me something. and that i do not have to remind them of their obligation towards me.

If it is a small amount, maybe you should consider it sunken. That would be the easiest resolution. However, if the amount is significant, ....let's see... Try borrowing money from him, and when he does, tell him incidentally you remember he owes you money and you both are clear with each other. Another alternative is to send them regular sms. It may be easier to type than to talj face to face. I hope you get your hard-earned sweat-drained money back. Tell him money don't fall from the sky, and you work hard for it, and now you need it for something urgent.

I have a Childcare Business so I understand what your saying. Thank God I have had some good clients lately so I have not had to ask them for the money. So far so good. But in the past I have had plenty of clients that I had to tell all the time that I needed to be paid. I hate that feeling! You are owed money though, there is nothing wrong with asking for it. Usually I do it through a text message or an email which makes it easier rather than having to face them and say it. For me, that works out better! =)

Good thing to me, I am super frank type of person. When I lend money I can ask for it if I needed. And I am comfortable of doing that because they know me since then. Goodluck.

Oh, how I know that feeling. Most people, when they borrow, they, in their hearts, want to think that you're so generous that you're helping them out without wanting the money back... and when you mention it, they would be furious, and of course, they would say that 'Of Course I Am Going To Pay You Back... WHATDOYOUTHINKOFME", when, in reality, they are furious, because they wanted you to shut up about the money. And also, sometimes you don't know how long after the borrowing you should bring it up... or if it would make you look like a Scrooge. Well, now, my technique is not to lend money to anyone other than my best friend and my boyfriend. Or... well... even with my brother, I had to introduce a new system, that he should pay me back in one week, in cash, into my hands. He loves to borrow, and he "forgets" to pay back, he even lies about that he borrowed from me sometimes, or sends me to our mom to get that money back... which I hate... if I lend you the friggin' money, don't make me ask from another person... He was of course aggressive and fruious when he heard it, but got used to it, because he really needed that money. With my boyfriend, I got to know him really well... even if we are in a relationship, he wants to pay every penny back that I helped him out with occasionally. And with my best friend... we usually take turns in favors. So she doesn't necessarily pay me back in cash, but she would invite me for a tea or something instead, later. Which is fine with me... but of course if I tell her I need that money, she would pay.

Hi, When someone ask this question I always mention the line that if you lend, you either lose the money or gain an enemy. When we ask to repay our money that person gets angry on us. If we don't ask we will lose our money. So try to lend monry as far as possible. It becomes headache for us.

Yes i have experienced same many times and i am like a fool i can't look at straight to the person who have credit to me and like i am tongue tied . As if i am the one who have a debt and not the creditor and which in the end expect debts i will no longer be thinking . My money that long time i saved flew away. There are really people born like having no conscience , so good in borrowing your money but so irresponsible in not minding to return it in an agreed period of time. This is a big lesson to us , never to let our savings borrowed by irresponsible people because in the end , it wouldn't be them suffering but us because future will be at risk now . Money save is usually for the future.

I am streight forward about such matters. I usualy say "Hey can you give my back my money because I need them?". If the person can't I will understand and I will wait. What helps is to ask when you give someone money when he will be able to return them. I don't think that this is something shameful in that.

I know exactly what you mean. I am so bad in asking for the money owed to me, sometimes I don't even ask it back at all if it is something small. And that is why I never lend money anymore that is quite substantial in amount. I only lend money to those whom I am sure will pay me back and the amount should be something that I will not miss too much in case they did not pay me back. So when someone asks me to lend her some money, I will only give her the amount that I am comfortable lending and not seeing back. If she did not pay me back, at least it is just a small amount and she can never borrow from me again.

Yes its hard. I have several people who owe me money. And I feel bad asking them for it. Ive always been that way. Its just me.