How to apply for SBI personal loans in India?

Since you are unemployed, I think that it's unlikely that you would qualify for an SBI Personal Loan. See this page for details: http://www.apnapaisa.com/loan/know-your-bank/personal-loan-india/sbi.html

Visit any nearby branch of SBI and you will get your answer from there.

First point...you are not eligible for personal loan. Second point..interest rates are exorbitant, which even I cant absorb. Are you sure you would still be interested in such loans? For becoming eligible for personal loans a. You need a bank account b. You need a track record of any loan repayment such as home loans, car loans, etc. c. You need income tax returns for the preceding three years d. You need to be employed...which of course you can bluff e. You might ..I said might...get it with any rich person's guarantee...but then, interest clause still applies. Given all such factors, for now, personal loans are best avoided and are only for business people who earn a whole lot more than you and me.

Well i can understand your situation very well and i think u should never underestimate yourself ever in your life by saying yourself as uneducated and illiterate. Anyways, in order to get personal loans from SBI, u need to submit details and documents about your identity as a proof and if u r unable to do it then the SBi officials are always ready to help their customers if they r having any confusion in this regard.