Guilt is the seed of pain, fear & failure.

From the very childhood the first lesson which one should have is ---what one should do and what one should not do and beyond this limit one will be led astray. When one goes astray there arises a sense of guilt or sin which if not checked initially gets a permanent seat in the mind and goes on creating lots of troubles in the days to come. If a child is properly led by the parents, by the teachers in the schools, colleges and universities and he learns the boundary lines of evil and good , his own learning will help him to navigate in the turbulent path of life and sin or guilt will not touch him. Unfortunately the material world presses the children so much from the childhood that they hardly escape from the vicious fence of greed, envy, hate, and all sorts of vices. His aspirations to get what he does not deserve put him into desperation and finally push into the crime world. Greed leads to crime and crime ultimately to disaster. So I say be honest , try to be contented with what you have acquired by dint of hard labour and your merit and don't dream to be Henry Ford or Bill Microsoft and any other giant if you have not that quality in yourself. In that case you need not take recluse under the scriptures. If possible try to render some social service and serve the humanity. In the words of a great man--he who serves the humanity serves God.