Credit card debts

Well as much as I am trying to get out of debt, it seems that this last year, altho I have had some success in paying off, I had to get things that were urgent again. They are a trap that is for sure.

I prefer to use credit card. Normally, I do not keep too much cash in my wallet.

We recently got our first credit card in attempts to rebuild our credit so that at some point down the road we can buy a house. We got really lucky on it and got 6 months interest free. When we first got it we did need to pay a couple bills with it and maxed it out almost immediately, but we haven't been using it as much since. We pay the twins cellphones and Netflix each month, but then put more money on it each month to cover that plus some of the rest of the balance. We hope to have it paid off before the interest starts hitting, then we'll pay the balance each month to avoid the fees.

I got credit card before and got in debt badly because that was tough time for us. Although credit card came at the right time, it didn't help solve the problem permanently.

I use my credit card only when i ran out of budget and there's a need to buy a neccessity . I pay it when payday comes .

My husband has one credit card. It is only used to book a hotel, or rent a car. Others wise, it's cash or debit card. I refuse to get in debt from spending money I don't have.

I have had to use it more often than I ever planned to lately, but it's time to put it away for a while, we don't need anything. I must keep telling myself that. We don't need anything.

My credit cards should be taken away from me,as I have been naughty, and maxed them out. It was something that couldn't be helped at the time, and I do pay on them every month,but I can't pay more than the minimum payment, and I sure do need to. I know though that if I am careful, and not spend what I don't have, I will eventually get them taken care of, as I just don't like beingi in debt to anyone. I just have a lot of bills and struggling at times,but I know I will make it one of these days. I have decided that when I see something I don't need, I just walk right on by.

Credit card is just a tool for me just like money. I use credit card to earn loyalty points to get cash rebate and to exchange gifts such as electrical appliances and shopping vouchers. I always pay all my credit card debts before the due date to avoid interest charges. I feel safe having credit cards with me in emergencies.

I haven't own a credit card .I don't want to feel the stress from it .but now .I plan to own one .I need to pay the heat fee before the coming November .I cant saved so much in 2months .actually I am not sure if I want to pay it .the heating supply is bad .my room temperature is 12 normally .most people will moved at winter .and moved back in spring .if I moving to my mother home .I don't need credit card anymore

Sadly, I am in credit card debt. It really is hard for me and my family to afford what we need without using one sometimes. My household is one income and it is tough. I mean, I don't go out and just buy clothing and put it on a card. But, I have used it to pay bills or buy new tires. But, we have a plan and are starting to execute and when the truck is paid off even more money will go toward paying it off

What is the difference between debit card and credit card?