If u r born poor, its not your mistake. BUT if u die poor, its your mistake do you accept this?

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Being born poor is not our mistake but to die as a poor is our mistake. However, I cannot accept this because circumstances and situations also decide the man's fate asides hard work and luck. A clever man cannot become rich due to some unavoidable issues and a dull man can become rich due to fluke and luck. There are many reasons behind a person who ends his life as a poor and it is purely not his mistake. Whats your idea about this