credit card fraud

Avenel, New Jersey
September 16, 2015 1:18pm CST
so i just got an email from capital one listing 4 transactions i did not make on my credit card! most were today, at a tesco store (we don't even have tesco near us), for a total of $1,000. luckily it seems the major banks/credit card companies are so good with this these days and catch it right away and bring it to your attention. they even allow you to click on the email if it was fraudulent or not. i also called them to confirm and they already cancelled the charges and are sending me a new card asap. whew! i feel very lucky and fortunate that we now live in a time where this is easily remedied. 5-10 years ago, it may not have been the same case.
12 people like this
15 responses
@ZHVegas (248)
• Sao Paulo, Brazil
16 Sep 15
My father used to work on a bank, and he saw these kinds of things very often, like every week or so, but here things are not so quickly like there, at least last year it wasn't, not sure nowadays.
3 people like this
• Avenel, New Jersey
16 Sep 15
thats stinks. it happens so often like you said that there has to be a quick fix.
2 people like this
@lady1993 (27224)
• Philippines
17 Sep 15
that was quite scary, it would have been a disaster good thing technology is also awesome at catching the culprits
2 people like this
@Marcyaz (35316)
• United States
17 Sep 15
@lady1993 Isn't that the truth you want a CC to use at various times yet you never know what will happen.
@lady1993 (27224)
• Philippines
17 Sep 15
@gudheart there are always two sides to everything the good and the bad
2 people like this
@gudheart (12659)
17 Sep 15
@lady1993 You are right. I am lucky i have not had this happen to me yet (touch wood)
2 people like this
@dodo19 (47317)
• Beaconsfield, Quebec
16 Sep 15
I have a capital one credit card, and I noticed a charge I didn't make. I called, and apparently had tried to use my card to make several other purchases. I was happy I called.
2 people like this
@Marcyaz (35316)
• United States
17 Sep 15
I am glad you called and they will be checking into it. I would not have a credit card with them again for love or money.
1 person likes this
@dodo19 (47317)
• Beaconsfield, Quebec
16 Sep 15
@jstory07 in my case I didn't lose the card. Not sure how it happened. Either way, we should always call when this sort of thing happens.
1 person likes this
@jstory07 (139697)
• Roseburg, Oregon
16 Sep 15
We should always call as soon as we miss the card.
2 people like this
@jstory07 (139697)
• Roseburg, Oregon
16 Sep 15
I left my card on the counter at Wal-Mart and before I made it back into the store to get it someone had picked it up. So I cancelled from the store.
• Avenel, New Jersey
16 Sep 15
people are so terrible!
2 people like this
@Marcyaz (35316)
• United States
17 Sep 15
Can you believe that someone would not turn it in to the salesperson or take it up to the front.
@Jessicalynnt (50523)
• Centralia, Missouri
16 Sep 15
it is nice when you have that kind of double checking on things. Mine texts me too, both bank and cc on purchases so I know when things change. I have to wonder how someone in that instance or others who have ran into this, got the stolen card info.
2 people like this
• Centralia, Missouri
16 Sep 15
@sprinklesare4winners did they get away with it! like the store just let them charge and walk out, Did they try to fake a signature? was this done online? Prob need to report this, somewhere somehow, and keep a good eye on your credit, just to be sure thats all they got.
2 people like this
• Avenel, New Jersey
16 Sep 15
@Jessicalynnt i dont think the charges went through.. first of all i didndt have $1000 left on my credit limit LOL so jokes on them... but yeah idk. luckily im so poor that there isnt much for anyone to steal right now. literally.
3 people like this
• Avenel, New Jersey
16 Sep 15
yeah! thats what i was wondering too... who was it, what were they buying, howd they get my cc number.. lol
3 people like this
@mom210 (9117)
• United States
17 Sep 15
I love credit cards, they do stay on top of it. We had one one time that had bought gold, I bet the credit card co laughed at that one, saying something like, "These people have no money to buy gold!"
2 people like this
• Avenel, New Jersey
17 Sep 15
thats such a random thing to buy!! but i guess its a good investment :P
2 people like this
@Blondie2222 (28611)
• United States
17 Sep 15
I had fraud on my card before too someone tried to get a motel room many states away and bought stuff at nike.com. I did get my money back but still frustrating of what you have to go thru just to say you didn't do it and to get your money back
1 person likes this
@Marcyaz (35316)
• United States
17 Sep 15
It is frustating what all the paperwork involved to have these charges removed.
@dawnald (85146)
• Shingle Springs, California
17 Sep 15
I had this happen a while back. In my case, it was very small amounts, like they were testing to see if they if they could sneak it by, but the bank caught it. On the other hand, my credit union stopped my card on my back east trip because they couldn't get hold of me, and I had a legitimate charge declined. that was a bit annoying, but fortunately I had another card.
• Avenel, New Jersey
17 Sep 15
yup! the same thing happened to me when i was in puerto rico a few years ago on vacation. i didnt alert them i was going to be there so they cancelled my card. fortunately i still had an ATM card...
• United States
17 Sep 15
Yeah good that they were able to refuse the charges.
@LadyDuck (471500)
• Switzerland
17 Sep 15
It's good that you called them and you had this problem fixed.
@simone10 (54187)
• Louisville, Kentucky
18 Sep 15
They really were on the ball. I'm glad that it was caught before it really go out of control.
@gudheart (12659)
17 Sep 15
That is great that they handled it really well, seems fraud is on the up rise.
1 person likes this
@rakski (122903)
• Philippines
16 Sep 15
good for you they are very fast acting upon those charges. here in my country, not all the bank is fast to act upon this kind of transaction.
1 person likes this
• Bergen, Norway
17 Sep 15
Damn straight
@Marcyaz (35316)
• United States
17 Sep 15
That is not good but at least Capitol One did something. I was with them for a short time a number of years ago but they at that time would do nothing for me so i was not with them for long and I do not have a lot of respect for them.