What do you want to do in 2016?
By scheng1
@scheng1 (24649)
Singapore
December 18, 2015 8:12am CST
There are a number of things I want to go in 2016.
I want to go on 2 short trips to nearby countries. If my finance allows, one long trip and one short trip.
I have booked a short cruise in early part of the year, now I am checking the price for the later part of the year.
I want to save up $6000 to buy shares for dividend income. This is a priority.
If I do not meet this target, I have to forego the second trip.
I want to save up $5000 for retirement.
I will make a voluntary contribution to the national individual pension scheme.
Once the money goes, I will not see the money until many years later. There is no withdrawal as and when we need cash.
After budgeting for investment and retirement, and a fixed amount for day to day expenses, I doubt I have enough to go on a long trip.
The year end trip is likely to be a short one, unless i get extremely lucky in lottery.
11 people like this
14 responses
@mammots (3209)
• Philippines
20 Dec 15
@scheng1 'M planning to be a homebased online English Tutor to Japanese students or maybe Koreans or Chinese. I have applies on one English School. I passed the English exam but i failed my demo lesson 
. I have been sent an email to reschedule my demo lesson. When i am able to gather enough courage again i will re schedule my demo lesson soon.
. I have been sent an email to reschedule my demo lesson. When i am able to gather enough courage again i will re schedule my demo lesson soon.1 person likes this
@Letranknight2015 (51969)
• Philippines
19 Dec 15
@scheng1 there no permanent online earnings out there. i still regret not saving my mylot earnings.
1 person likes this
@CaptAlbertWhisker (32695)
• Calgary, Alberta
19 Dec 15
I want to leave this country for good. I am in the process of doing so. You will see a different country on my profile soon.
1 person likes this
@CaptAlbertWhisker (32695)
• Calgary, Alberta
19 Dec 15
@scheng1 I am not really sure if I want to return but yeah only time will tell.
@Letranknight2015 (51969)
• Philippines
19 Dec 15
@CaptAlbertWhisker maybe it would benefit your health for staying there. they are times i wished i had migrated too.well, i tried to apply work abroad but didn't end well.
@kaka135 (14931)
• Malaysia
18 Dec 15
My focus will be on homeschooling, parenting and studying Waldorf education.
My son will be grade 1 in 2016, we will start our home school "officially", unlike now the children are just playing all the time, so I will need to prepare for the lessons.
As I am trying to apply Waldorf education for our homeschooling, so I'll have to study it as much as I can.
I am always learning to be a better parent, and my third child will be born next year, so there will be more for me to learn and do.
If possible, I want to buy a piano, as I have always been wanting to learn and practice piano at home.
1 person likes this
@kaka135 (14931)
• Malaysia
19 Dec 15
@scheng1 Thanks for your concern. I understand that, but that will not be my option. Private school fee is too expensive, moreover it's not the education method I like. 
Even if my children will be home schooled, they will still sit for exams when they are in high school, so that they can enter to college.
Even if my children will be home schooled, they will still sit for exams when they are in high school, so that they can enter to college.@scheng1 (24649)
• Singapore
19 Dec 15
I think you can consider letting your children go to private schools as well.
The thing about school that you cannot duplicate is the examination atmosphere.
It is extremely stressful, and that is a good learning opportunity.
Those who cannot manage a tight deadline will have a problem in the workplace.
Many of us face every tight deadlines in our work.
1 person likes this
@youless (112496)
• Guangzhou, China
19 Dec 15
That's a very nice plan. I also like traveling. I hope next year we can have a nice travel. Hopefully the world will be much more peaceful as I am still a little worried about the security. I may not go to some countries since I feel it is not safe enough yet. And next year will be an important year for my son. I hope he will go to a good middle school. Of course we shall also try to earn more for the future.
1 person likes this
@youless (112496)
• Guangzhou, China
19 Dec 15
@scheng1 The time will be an important problem. In fact I checked it during the Chinese New Year. The time doesn't match our time. If I will have a cruise trip, it is likely we leave from Hong Kong since it is closer to my city. We need to take a plane to go to Shanghai and Tianjin and it costs more and if there is any delays, it will be a big disaster.
1 person likes this
@scheng1 (24649)
• Singapore
19 Dec 15
@youless I do not think there are many cruise lines that travel the Japan route in winter.
Most of the cruise ships come to Singapore or Australia when China is in winter.
It does not make sense to operate a cruise ship in this kind of weather.
Perhaps you can plan for May or October.
1 person likes this
@srisahara (4508)
• Indonesia
18 Dec 15
In 2016, I will focus to support my older daughter passes her elementary school and preparing her for go to junior high school. I also will focus to give extra class for two children which their parents trust me to support them for studying everyday.
I also will focus to make extra online money as possible as I can. I hope I can run the planning.
1 person likes this
@srisahara (4508)
• Indonesia
18 Dec 15
@sugartoes Yes, you are right, education is very important for children to support them being a good people. Thank you so much...
@srisahara (4508)
• Indonesia
19 Dec 15
@sugartoes Yes, you are right, we will valued by somebody else based on what we do and how we do. Thank you, you have remind me...
@scheng1 (24649)
• Singapore
19 Dec 15
@jaboUK Yes, you are right.
It is $5000 every year. There are some years when I can put in more.
I remember a year when I got an extra month of bonus, and I put in nearly $10,000 to the retirement fund.
I did not go for long vacation that year, so I managed to have $8000 in investment as well.
I still collect dividend from the shares.
1 person likes this
@jaboUK (64354)
• United Kingdom
18 Dec 15
@sugartoes I assumed he meant he was going to put $5000 away every year until he retires
1 person likes this
@Vintervarg (697)
• Estonia
18 Dec 15
Since we are all here to make money, I will gladly share my plan for the coming year: I want to start a moneymaking team online that will help people from all over the world unite and earn a stable residual income together.
1 person likes this
@scheng1 (24649)
• Singapore
19 Dec 15
Most people do work that has nothing to do with their basic degree.
However, you can use the degree as an entry to a job that you likes.
I have seen many engineering graduates working in the bank, and equally many business graduates in shipyards.
It is a matter of interest and the desire to learn.
@antonbunot (11093)
• Calgary, Alberta
18 Dec 15
All I want for 2016 is TO REMAIN HEALTHY like I am now! And, of course, to win BIG IN THE LOTTERY!
1 person likes this
@scheng1 (24649)
• Singapore
19 Dec 15
You have to plan for the big winning, not just hope for the big winning.
I have an excel spreadsheet drawn out with a theoretical win of $2 million dollars.
I assume that this 2 million dollars is already in the bank, and I want to spend it wisely.
In the end, I have more than 20 items in the spreadsheet, which includes investment, insurance, house, vacation, and relatives.
@birjudanak (14320)
• India
22 Dec 15
in this upcoming year i want to do big blast like buying some property and some good income jobs and most important thing that i want to do online job where i can earn more,this all is almost 90 % impossible but i want to try my best to get all.
@hellopeeps (403)
• United States
9 Feb 16
honestly to be happy that is it just to be more happy and content with my life and to accept the thing i cant change and move on
1 person likes this
