"When you do some shopping, which do you prefer to bring, atm or cash"

@ida123 (6206)
Cagayan De Oro, Philippines
March 1, 2016 4:24am CST
We all know that snatching and hold up is very rampant nowadays and money is very scarce. What is best to bring, atm or cash.
14 people like this
15 responses
@ridingbet (66854)
• Philippines
1 Mar 16
I do not bring big amounts of money so I prefer cash. I put the money usually on my front pocket of my pants.
3 people like this
@cacay1 (83577)
• Cagayan De Oro, Philippines
1 Mar 16
Sometimes I bring just a credit card.
3 people like this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
@ridingbet, You can bring small amount of cash but if you are going to do grand shopping, you better bring with you the atm.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
@cacay1 I do the same.
1 person likes this
@alchemistrx (2547)
• Philippines
1 Mar 16
Id bring my atm while shopping.
2 people like this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
That is the best option friend.
@kaka135 (14931)
• Malaysia
4 Mar 16
We always prefer to pay by credit card as much as possible, as we do not need to withdraw so much cash from the ATM machine, moreover we can just pay off everything once a month from the credit card payment. We can also earn the points for redemption later as well. But, not everywhere here accept credit card, so we also need to bring some small amount of cash with us all the time.
1 person likes this
@kaka135 (14931)
• Malaysia
6 Mar 16
@ida123 Yes, I agree that if we use credit card, we really need to be more responsible. We need to pay the bill on time, and it's better not to leave any debt there too. Moreover, I think credit card is for us to "substitute" the cash, not to spend the money in future. So, we still need to watch our spending, not to simply use the credit card to spend the money we do not have enough.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
4 Mar 16
Credit cards also serve benefits to buyers who doesn't want to bring cash or don't like to fall in line just to withdraw some amount from their ATM card but be careful, if you forget to pay on due date, it adds interest and penalty.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
7 Mar 16
1 person likes this
@johndur (3052)
• Pasig, Philippines
6 Mar 16
I prefer to bring cash but I make sure to spread all my money on all my pockets in my jeans.if ever a pickpocket would be successful at least I still have a lot to spare on my other pockets.good day.
@johndur (3052)
• Pasig, Philippines
6 Mar 16
@ida123 yeah,and you only lose some and not all.if ever they are successful...
@ida123 (6206)
• Cagayan De Oro, Philippines
6 Mar 16
Good idea my friend, at least the one who would like to holdup you or make some pickpocket, will be puzzled if where do you place your money, ha, ha.
1 person likes this
@SIMPLYD (90721)
• Philippines
2 Mar 16
Actually , i only go to the mall when i have a budget for shopping . I like it in cash or debit card , but not credit card , lest i will have impulsive buying which is a NO-NO to me.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
2 Mar 16
I'm also using debit card or cash, it depends on how much is my budget in buying items. I like cash so that no hassles to fall in line to withdraw but for safety, I use debit card or atm.
1 person likes this
@SIMPLYD (90721)
• Philippines
2 Mar 16
@ida123 Don't you use a credit card ? I have one but i only use them for big purchases.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
2 Mar 16
@SIMPLYD No, I didn't use credit cards now but before, I used it when my children are still studying in big university and when they like me to buy them their needs, I used it.
1 person likes this
@rina110383 (24492)
1 Mar 16
Cash, only for the specific necessity that I need and I make sure that it is safely kept. I don't want to be tempted to buy things that I don't need. Hence, I don't bring my ATM card with me.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
That is also good, so that you will not be tempted to buy things that is not really needed but for me, I did some list to buy so that I can't buy that is not necessary but if I buy many stocks for my store, I'll use my atm.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
1 person likes this
@rina110383 (24492)
1 Mar 16
@ida123 I also do the same. The list limits the things that I should buy. For someone like you who runs a store and who purchases items in bulk, payment through ATM card is more convenient and safer.
1 person likes this
• Philippines
2 Mar 16
I bring cash, not that big. I could have brought my atm, but it's empty
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
2 Mar 16
That's a good idea, bringing little cash when shopping.
@sofssu (23662)
4 Aug 16
I use credit card.. I don't carry too much cash with me.. I have no credit card and I follow my list and stick to my budget.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
4 Aug 16
yes, that's what i've done. bringing only small amount of cash and am using atm and withdraw some amount in the mall to purchase my necessary needs
1 person likes this
@else34 (13515)
• New Delhi, India
1 Mar 16
@ida123,Depends on how much I have to spend in shopping.If I have to spend more than Rs,1000,I like to take ATM with me whereas for small shopping I take cash with me.
1 person likes this
@else34 (13515)
• New Delhi, India
2 Mar 16
@ida123 Yes,that exactly what I do.I never take risk of taking cash in my pocket if I have to buy costly things.
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
Yes, if we shop more then it is wise to bring with you your atm or when you do small shopping, you better bring cash.
1 person likes this
@Tampa_girl7 (50525)
• United States
5 Mar 16
I prefer cash.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
5 Mar 16
|When you do some shopping and bringing cash, is more easier and convenient.
@IreneVincent (15962)
• United States
10 Mar 16
I usually shop with cash, but I do not carry a purse, for someone to grab. My money is secure on my person.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
4 Aug 16
that is also a good idea to prevent snatchers from seeing you with your purse that they can easily grab
@cacay1 (83577)
• Cagayan De Oro, Philippines
1 Mar 16
I both bring cash and ATM to be sure.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
That is a wise option because most often the bank goes offline.
1 person likes this
@cacay1 (83577)
• Cagayan De Oro, Philippines
1 Mar 16
@ida123 That is true especially during pay day hehe.
@DianneN (247186)
• United States
4 Aug 16
I use my credit cards for the rewards.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
4 Aug 16
i see, good that you only use rewards from your credit cards
1 person likes this
@AkoPinay (11544)
• Philippines
3 Mar 16
I prefer a card than carrying cash.
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
3 Mar 16
For safety wise, atm is good.
1 person likes this
@Lucky15 (37374)
• Philippines
1 Mar 16
Debit card/atm. To be safe
1 person likes this
@ida123 (6206)
• Cagayan De Oro, Philippines
1 Mar 16
Yes, I do prefer atm or debit card and more safer.