Received Fraud Alert on Credit Card
By Margielynn
@Margielynn (693)
United States
April 3, 2016 2:37pm CST
Have you ever had someone get your information and use your credit card to purchase items.
Our card was used twice, both over $100, the second time they decline use of it.
We receive a phone call from fraud alert asking if we made these charges. It was in another state, we told them we never used that card.
They credited our account for the purchases they made. This is so scary to me!
Do you have fraud alert, I am glad we did!
4 people like this
7 responses
@dodo19 (47363)
• Beaconsfield, Quebec
3 Apr 16
Yes, it's happened to me. I opened a bill and noticed a charge that I didn't make. I called to let them know. Turns out this person tried to make more than one purchase. Thankfully, the company investigated and I didn't have to pay for it.
1 person likes this
@dodo19 (47363)
• Beaconsfield, Quebec
3 Apr 16
@Margielynn I'm glad I caught it too. It made me more careful as well.
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
@dodo19 you hate to think people do things like this, but we have to deal with it!
1 person likes this
@Margielynn (693)
• United States
3 Apr 16
So glad you caught it, has made me be more careful to check!
1 person likes this
@Margielynn (693)
• United States
3 Apr 16
That is what my daughter has to do, otherwise they will decline her card!
@miniam (9154)
• Bern, Switzerland
3 Apr 16
@Margielynn
i find it quite safe,as soon as i try to use the card from out of regular patern,they will not permit the transaction
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
@miniam that sound like a good thing, it is ashame people do such things that we have to have protection!
@Margielynn (693)
• United States
5 Apr 16
Yes me too, it probably went back on the store! I do not really know how they handle it!
@BelleStarr (61348)
• United States
5 Apr 16
Yes we have have gotten a fraud alert several times , they then cancel the car and send us a new one. This is fine as long as you don't have automatic payments going to your card.
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
Yes, that would cause a lot of trouble changing that!
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
Thanks, this is our first time, and hope it will be the last!
1 person likes this
@mypointsju (583)
• Westland, Michigan
3 Apr 16
Yep, just happene to me 3 weeks ago. I will have the protected RFID sleeves delivered to me this week. Yes, that does not stop skimming, but they did not skim on my card, they used an antenna and grabbed my chip information (they have to be within 3 feet from you).
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
OMG, I did not know they could do things like that, make me nervous just having a card, but that is the way of the world today!
@LovingMyBabies (85295)
• Valdosta, Georgia
3 Apr 16
I am glad you had the alert. This is another reason I am glad I have never had a credit card!
1 person likes this
@Margielynn (693)
• United States
5 Apr 16
It makes me want to get rid of it, but sure makes it easy to not carry cash or write a check, some places will not even take a check!
