If It Isn't One Thing It Is Another
By celticeagle
@celticeagle (168420)
Boise, Idaho
June 2, 2016 8:00am CST
Yesterday I received my pension money which went into my bank account. I got some groceries, paid the co-pay on meds, and we ate out yesterday so there were several transactions on my account. I followed a link and went over to Facebook to play a game. A bunch of the usual pop ups started happening and I accidently clicked on one that was having me buy some cards for this one game which I didn't want. It was a mistake on my part. So, I immediately called Paypal which is where I have such things taken out. I only had 29 cents in my account but when there isn't enough it goes to my bank account for the funds. Ugh! They started a dispute.
Then I called the bank. The nice gal there started a dispute but told me she couldn't do anything until it showed up on my account. I checked it several times last night and nothing.
So, this morning(Thursday)I checked and the $19.71 is pending in my bank account. I called the bank. They said it has to go out of pending before they can take it off. Now I am in arrears in my bank account a total of -$19.71. And,I could be charged a overdraft fee of $36. I asked her about this and she put a note on so hopefully I won't be charged.
Now I play the waiting game.
Have you ever made a silly mistake like this that could potentially cost you?
14 people like this
15 responses
@Marcyaz (35316)
• United States
2 Jun 16
@celticeagle
Well of course you will stress about it until you see the plus in your account.
2 people like this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
I probably won't either but I still stress about it until I see a + instead of minus in my account.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
They shouldn't charge me. I have the times and dates of when I called them.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
@just4him ...They better not or I will be mad. I did all I could to contact them and take care of it. They had to wait until it wasn't pending anymore so it's on them to get it there so I can finalize this.
1 person likes this
@just4him (317277)
• Green Bay, Wisconsin
2 Jun 16
@celticeagle I hope they don't.
1 person likes this
@Jessicalynnt (50523)
• Centralia, Missouri
3 Jun 16
banks will often be polite on such things, but not always, I hope this time they will!
1 person likes this
@celticeagle (168420)
• Boise, Idaho
3 Jun 16
They didn't charge me any over charges. Thank goodness.
1 person likes this
@Jessicalynnt (50523)
• Centralia, Missouri
4 Jun 16
@celticeagle glad to hear it
1 person likes this
@crazyhorseladycx (39509)
• United States
3 Jun 16
oh dear :( i hope they don't charge ya, hon. the hubs's prone to spendin' more'n he's got'n the bank. very spendy when i've not kept'n eye'n such. last time, there was nearly $300 'n o'erdraft fees. nah, he aint learnt...
1 person likes this
@celticeagle (168420)
• Boise, Idaho
3 Jun 16
Gads. That is terrible. I give him one of those debit cards you have to fill with money. Give him an allowance in there and that's it.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
4 Jun 16
@crazyhorseladycx ...Whatever works for you I guess.
1 person likes this
@crazyhorseladycx (39509)
• United States
3 Jun 16
@celticeagle i jest let him hang himself e'ery now'n then :) evil, i know. he'll jest not listen.
1 person likes this
@DeborahDiane (40322)
• Laguna Woods, California
3 Jun 16
Yes! I entered the Publishers Clearinghouse contest online and they told me I had bought a Superbowl Mug!! I called and disputed it, and they cancelled the order.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
3 Jun 16
Have to read the fine print on stuff. Seems like they are filled with a lot of gimmicks.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
4 Jun 16
@DeborahDiane ....Yes, and do our homework. Read up on the ones we don't recognize on the label. Watch Mike Moore's docs too.
@DeborahDiane (40322)
• Laguna Woods, California
4 Jun 16
@celticeagle - That is soooo true! We really have to read the fine print on anything we think about buying.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
It sure does. But then when I calm down and think about it I realize there is a method to their madness.
1 person likes this
@cherriefic (10399)
• Philippines
2 Jun 16
Aww. Thats awful. I hope it will get sorted out for you soon.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
The amount is STILL in pending status and can't do anything until it comes out of that. Probably tomorrow.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
4 Jun 16
.I hope so too. I hate having to wait so long because I may forget about it.
1 person likes this
@Tampa_girl7 (50546)
• United States
2 Jun 16
Oh no, I hope you get it resolved quickly.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
3 Jun 16
It won't be resolved quickly. I didn't get any over charges and will just stay on the rest of it until it is taken off.
@ryanalion47 (72)
• Pinellas Park, Florida
2 Jun 16
I have been charged an overdraft fee from my bank once in the 9 years I had the account open (15 years now). The account was opened when I was 9 and I overdraft when I was 18. The bank refused to wave the overdraft fee even as it was a mistaken purchase just as you made. Only when I threatened to close my account did they agree to wave the fees. Just stand your ground. Your bank is supposed to work for you not against you. You never truly made the purchase so I would find it unfair.
1 person likes this
@celticeagle (168420)
• Boise, Idaho
2 Jun 16
That is good. Usually it is my mistakes. Sometimes they take it off for me. Just my miscalculation. No, I did make the purchase but, it was a mistake.
