Budget.

@Lucky15 (37374)
Philippines
June 18, 2016 4:47am CST
Are you on a budget? Everything has an alloted amount, just this, don't go that much. Not just.because.of my work that i get into this "plans", but maybe i was influenced by our father. One of the things i should be happy and proud with, though the.nose.and forehead part are, well. If i would make a pie and see.how i spent.my salary on each need, food(coffee included) would take half. Going hungry is something i am avoiding. The rest.50% will be on toiletries, savings, fare and bills. No clothing allowance. I haven't bought clothes for the last 3 years. Not even jeans, i have some fix and adjustments, to have those out of.style ones. My siblings always gave me.when they are here.for.vacation(pasalubong), even shoes. If i go.over spending, i adjust.some. My earnings here are.for emergency. Are you.on budget.too?
31 people like this
36 responses
@annierose (21570)
• Philippines
18 Jun 16
I spent my money during my trip before the start of the class. Now, the only money I have now in my piggy bank is the money from my Paypal. I have my full time job offline and I give my salary there --all to my mom. She is the one who budget my money. As for the money I spend for myself, I get it from my part time job and Mylot.
3 people like this
@annierose (21570)
• Philippines
19 Jun 16
@Marty1 Your sister acts as your mom? Some of my colleagues and friends could not believe that I give all my money to my mom. They think I am old enough to handle it on my own. They think it is weird but I am okay with it.
@annierose (21570)
• Philippines
19 Jun 16
@Lucky15 Do you work full time online?
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
If.only i can look for an offline job and made.me stay at home. Lol
1 person likes this
@marlina (154129)
• Canada
18 Jun 16
I don't budget as per se, but I know exactly where I am going and I am very careful with my spending and do save quite a bit.
3 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
Frugality has been in me. Lol
@MGjhaud (23240)
• Philippines
18 Jun 16
Most of the time. I learned how to master it when my nephew came to our lives. I didnt realize how tough it is until then.
2 people like this
@MGjhaud (23240)
• Philippines
19 Jun 16
My nephew was/is my biggest responsibility so far. Although i dont support him financially all the time but considering that he lives with me.. It's so hard to have a baby. the experience makes me want no baby at all.
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
@MGjhaud ay.. haha. That you have to think of others too..right?
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
Nephew? Hmm. Someone will dethrone me. Haha
1 person likes this
@Shiva49 (26975)
• Singapore
18 Jun 16
I do not budget but buy what is needed for the moment mostly. And avoid impulsive purchase of expensive items - siva
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
As long as you avoid impulsive buying..it is great
1 person likes this
@Shiva49 (26975)
• Singapore
19 Jun 16
@Lucky15 I tell my wife don't buy and forget them! siva
2 people like this
@Shiva49 (26975)
• Singapore
20 Jun 16
@Marty1 I do not know whether I am wise but I am a practical man - siva
@miniam (9154)
• Bern, Switzerland
18 Jun 16
I dont write down every cent i need, but l know the max i can spend every month so l have to make sure l stay focused not to over spend it will mean spending less the next month. Luckily l never overspend
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
Glad to know that ;) disciplined you are :)
1 person likes this
@miniam (9154)
• Bern, Switzerland
19 Jun 16
@Lucky15 Not very disciplined, but my budget per month is not too tight,there is always some little cash for treats.
1 person likes this
@JustBhem (70555)
• Davao, Philippines
18 Jun 16
I'm always on a budget. Me too I don't have new clothes or pants. I rather spend my savings to my session.
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
Clothing has been like..no no. Lol
1 person likes this
@JustBhem (70555)
• Davao, Philippines
19 Jun 16
@Lucky15 You know the feeling that you want this for yourself but whenever you think of other things to have your budget on, and it's much better to save it instead. lol
1 person likes this
@Asylum (47893)
• Manchester, England
18 Jun 16
In my case it is a Yes and No answer. I am retired and therefore have a small basic pension as my sole income. Fortunately I also have a respectable amount of savings with which to fall back on if required.
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
That is great. Now i have to save..really. :)
1 person likes this
• India
18 Jun 16
As a salaried person, my family runs on correct budgeting. Without proper budget everything goes bad.
2 people like this
• India
19 Jun 16
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
Indeed ;)
1 person likes this
@scheng1 (24649)
• Singapore
18 Jun 16
I spend on travelling and investment. If I have to choose, I will rather eat bread everyday so that I have money for investment. I cannot describe to you the kind of "high" I get when i find a great investment. It is really heavenly to find and then to buy.
2 people like this
@wiLLmaH (8802)
• Singapore, Singapore
24 Jun 16
scheng1 investment is addicting right? haha! I love that feeling too :)
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
You have a good way of making out of your money ;)
1 person likes this
@toniganzon (72548)
• Philippines
18 Jun 16
I'm not on a budget but my son has more than enough to survive the rest of his life just in case both his parents die tomorrow.
2 people like this
@toniganzon (72548)
• Philippines
19 Jun 16
@Lucky15 Yeah, just the way our parents did and to think they have 5 children.
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
That is great, no more.worries.for him for his financial needs ;)
• United States
18 Jun 16
i've always been with a budget. the hubs's no concept'f such'n spends like a crazed man :(
1 person likes this
• United States
19 Jun 16
@Lucky15 'twas jest the opposite with my folks. dad 'twas a penny pincher'n momma spent like a crazed woman, lol.
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
@crazyhorseladycx opposite and they are.like balancing the scale ;)
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
Hahaha. Wives are good at that ;)
1 person likes this
@brokenbee (11090)
• Philippines
18 Jun 16
Budgeting.. Oh my! It's like I didn't learn anything in college. LOL
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
No. Huhuhu.
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
@brokenbee food is our top on the list. Haha
1 person likes this
@brokenbee (11090)
• Philippines
19 Jun 16
@Lucky15 but most of the time, I spend my money on food and for my travels... I don't buy clothes that often, too.
1 person likes this
@josie_ (10032)
• Philippines
18 Jun 16
I'm one of those who always go over the budget. If I were to make a budget pie chart....I'll probably eat the pie chart.
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
Nyhahsha. Save a slice for me
1 person likes this
@sunrisefan (28524)
• Philippines
18 Jun 16
I should have recommended you as Budget Secretary to President Duterte LOL! No provision for savings?
2 people like this
@Lucky15 (37374)
• Philippines
18 Jun 16
There is..for emergency. Lol
1 person likes this
@sunrisefan (28524)
• Philippines
19 Jun 16
@Lucky15 Ah okay :)
1 person likes this
@Hatley (163773)
• Garden Grove, California
20 Jun 16
yes always as my esxtra ssi money combined wiith mylot earnings ups my bank acciountl.
1 person likes this
@Hatley (163773)
• Garden Grove, California
21 Jun 16
@Lucky15 yes as often things come u p aand you need it\
1 person likes this
@Lucky15 (37374)
• Philippines
21 Jun 16
Great to have some savings pat.. :)
1 person likes this
• United States
18 Jun 16
I try to budget, but sometimes I can't help myself.
1 person likes this
• United States
19 Jun 16
@Lucky15 hehe yeah shh
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
@infatuatedbby it isnour secret. Lol
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
Haha well..me too. Shh
1 person likes this
@wiLLmaH (8802)
• Singapore, Singapore
24 Jun 16
Good to hear that you do budgeting. Why? based on statistics not so many Filipinos are doing this. Yes, we do budgeting. We only have a certain amount for us to enjoy with. :)
1 person likes this
@wiLLmaH (8802)
• Singapore, Singapore
24 Jun 16
@Lucky15 True! That is a lot of people now is in debt.
1 person likes this
@Lucky15 (37374)
• Philippines
24 Jun 16
Some spent more that what they are earning ;(
1 person likes this
@trivia79 (7828)
• El Segundo, California
20 Jun 16
we have an ilocano blood. budgeting is in our genes haha
1 person likes this
@Lucky15 (37374)
• Philippines
20 Jun 16
Kampay! Haha
1 person likes this
@Lucky15 (37374)
• Philippines
21 Jun 16
@trivia79 cheers! :))
1 person likes this
@trivia79 (7828)
• El Segundo, California
20 Jun 16
@Lucky15 what is kampay?
1 person likes this
@thelme55 (77378)
• Germany
18 Jun 16
I am not on a budget but I take care that I don´t buy what I don´t need. I live frugally.
1 person likes this
@Lucky15 (37374)
• Philippines
18 Jun 16
You are not an ilocano right? Lol
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
@thelme55 kuripot.or stingy. Lol
1 person likes this
@thelme55 (77378)
• Germany
19 Jun 16
@Lucky15 No, I am a real Bisayan. What about being Ilocano?
1 person likes this
• Philippines
19 Jun 16
Of course. I learned to budget from my Mom. Thankful for her though, I have savings.
1 person likes this
@Lucky15 (37374)
• Philippines
19 Jun 16
Mothers knew best;)
@Lucky15 (37374)
• Philippines
19 Jun 16
Mothers knew best;)
1 person likes this
• Philippines
19 Jun 16
@Lucky15 Right!
1 person likes this