Gas station put $75 hold on my credit card?
@burningquestion (37)
United States
September 15, 2016 9:45pm CST
Usually when I put gas in my tank, I use debit where I have to enter my pin #. Once in a while I process as credit. Really can't say why, but maybe cause it's a little bit faster. I have never noticed this before, but my husband was going over our transactions online later that day, and was freaking out cause there was a $75 charge, which only left less then $10 in our checking account. We are on a paycheck to paycheck situation right now. I think a lot of people are.
He went to the bank next day to find out what was going on and she told him it was because the gas station where I got gas put a $75 hold on my credit card because I used credit instead of debit. She said they do that because there is a little bit more of a lag time using credit instead of debit. They want to make sure they get there money, so they slap on the 75 hold.
This must have just hit our little corner of Indiana. Anyone else experience this? Gas stations are the only ones that do this as far as I know. What a rip off~
2 people like this
3 responses
@burningquestion (37)
• United States
16 Sep 16
You are right. It doesn't last long. But if you are not aware of it and your balance is already low, and you use your card then get in the negative, it can trigger all kinds of fees.
1 person likes this
@paigea (36328)
• Canada
16 Sep 16
@burningquestion Yes, it is good you let people know!
1 person likes this
@Happy2BeMe (99355)
• Canada
16 Sep 16
That is crazy. I never heard of such a thing before.
1 person likes this
![](/Content/images/loading.gif)