Do you have a budget and what are your strategies to save?

I use coupons but if I buy fresh and home can it myself its even cheaper.

Indeed, cutting back on unnecessary expenses is a great way to enforce a budget plan.

I have problems with budgeting because my income changes so often. I'm good at budgeting, though. I have tried to actually set out a budget but it never seems to work. I find it easier to not get too detailed with it. I'll make sure I have enough in the bank to cover the bills. I'll shop wherever I get the best value, and I'll try to save more when I have more coming in. I rarely spend money on luxuries. There are some things I can't or won't go without but I haven't had a haircut in over a year nor have I bought any new clothes other than if we've desperately needed them. I had someone talking to me about being rich, poor, or in between. She asked which I was. I said I would probably be in between. She said I seem to be able to do everything (presumably meaning I could afford to buy lunch or have day trips, etc.). I hadn't really thought about it before but I don't smoke, I very rarely drink, a lot of the hobbies I have cost little or nothing, and I don't buy many things I don't need. I don't really have any strategy to save but it's not too difficult at the moment while I have a higher income and lower outgoings. I have savings accounts, though, so I will put money into them when I can. That way, I'm less inclined to dip into it unless I have to.

Budgeting is important if you don't you will eventually end up with debt that will be hard to climb out from under it. We have a budget and we are always trying to make sure to do everything we can to save by using coupons and shopping sales when possible.

I try and budget for what works best for me, what works for one , doesn't work for everyone. It is hard to say what could be not necessary for someone, when they feel differently. Agree the cost of living does go up and things are expensive including food, so just trying to live a simple life.

Everyone should have budget, be it for your own expenses or for whole family. Yo can create a simple budget by listing down all your expenses and income source. and then adjust based on your income.

Not really, I don't think I have enough money for a budget actually..I just kind of spend money as it comes in. However, one of my financial goals is to just have some money in the bank rather than spending it all every month.

Cooking from scratch means big savings in my budget.