Do you request for your credit card annual fee to be waived?
By chiwasaki
@chiwasaki (4694)
Philippines
November 21, 2016 3:49pm CST
Before I enrolled to a credit card, I was advised that there is an annual fee. Five of my office mates, including me was approved for a credit card. However, most of them already received a statement of account showing that they have an annual fee. My latest statement though does not show any annual fee.
They seldom use their card and just used it for approximately Php 5,000 annually. While in my case, I always use my card as it is easier to pay online instead of using cash. I am hoping they will waive it as I always use my card for my groceries and buying my son's milk.
If not, I will transfer to a new bank that offers no annual fee.
5 people like this
6 responses
@Letranknight2015 (52079)
• Philippines
21 Nov 16
My cyber eon card has a annual fee of 350Php. wow 5k! what type of credit card is that? maybe Im not used to it or just won't apply for a cc like that.
1 person likes this
@chiwasaki (4694)
• Philippines
22 Nov 16
I mean, my colleagues only spent around 5k for the whole year, that's why they were charged with annual fee. I have not received any statement yet. I hope they will waive it for me.
@Letranknight2015 (52079)
• Philippines
22 Nov 16
@chiwasaki I'm thinking of applying one. But I fear Im not qualified for it.
@youless (112561)
• Guangzhou, China
23 Nov 16
Here it is common to use the credit card. If I can consume it six times in a year and it doesn't matter how much amount it is. Your annual fee will be deducted. So it almost means the annual fee is not available. As I even can consume six times in a week
@infatuatedbby (94914)
• United States
21 Nov 16
I make sure before I enroll there are no annual fees
1 person likes this
@chiwasaki (4694)
• Philippines
22 Nov 16
I enrolled with annual fee as they advised me that this could be waived. I hope they will not charge me.
1 person likes this
@carebear29 (31970)
• Wausau, Wisconsin
22 Nov 16
The 3 I have no fees right now.
1 person likes this
@1creekgirl (41692)
• United States
21 Nov 16
Some years my credit card company will waive my fee and some years not.
1 person likes this
@chiwasaki (4694)
• Philippines
22 Nov 16
I was advised it depends if you are always using your credit card or not.
1 person likes this
@1creekgirl (41692)
• United States
22 Nov 16
@chiwasaki Not sure, but I use mine about the same all the time, and some reps will waive the fee and some won't.
