Strategies to save money.

I was not too good at saving money so laid down a few rules for myself. I have another account and a fixed amount gets transferred every month which I cannot touch for a year. I put it into a fixed deposit when it matures .

create a budget for all your monthly expenditures, buy non-perishable foodstuff in bulk, do not shop impulsively. these are some of the things i follow. having a fixed deposit as suggested by @kiran8 is also something i do. I know interest rates are low now but atleast you gain more interest than keeping in a normal savings account.

Well you have to have money first to save it. That is part of my problem..I don't usually have any left. If I do, I save it. The main thing to do is to not buy one single thing that you don't absolutely need. Period.

Only spend money on what you need and you will save money.

First, tell us what are the things you spend on. I usually spend moe for my smoking. This I am thinking of cutting down. and putting into practice staying without smoking for as many more hours as possible.

I always put money aside for such emergencies when I run out of budget from unexpected cases so I can use it

Hi. Sorry to hear of this. Some times youre just not able to save. Are there any ways for you to reduce your spending?

You have to buy only those what you need and not just those what you want. I am saying that it is very necessary to spend money wisely. So better try to jot down all those things that you are planning to buy and decide whether it suits your "needs" or on your "wants" .