How's your Cash Flow?
@lookatdesktop (27138)
Dallas, Texas
July 16, 2017 8:47am CST
I have had cash flow streaming in real time, out of my bank account and into the ocean of debts and financial necessities of living.
But how's your cash flow?
Is it going out faster than it's going back in?
If so, try to nip it in the bud by starting your own COLD CASH savings account.
Start off with a 20 dollar bill, just remove it from your wallet, place it in a VERY NICE PLACE hidden from the rest of the world, where you can keep it and add more to it. The 20 dollars will never be noticed because it will be something you start doing automatically like putting on your sunglasses before hitting the road.
Don't put your 20 dollar bill in a money jar, or on the coffee table under a paper weight. Don't start a savings account at the bank. The thing about money, CASH that is, it's a personal and private matter. Nobody has prying eyes on it, and there is no record of it and it is there for you when you need it most. Handy CASH needs to be placed in a SAFE and secret place where only YOU know it's location, and I don't mean tell anyone about it, just do this for your own personal use.
If I had a 20 for all the coffee cups of JAVA from Starbucks and all those candy bars since I was a boy, I would have enough COLD HARD CASH to buy a house.
But hind sight is 20/20.
At my age, saving for the future is impossible, but having some cash for easy CASH FLOW is just a way of being more ready to have it handy just in case something unexpected comes up. And you can always expect the UNEXPECTED.
4 people like this
5 responses
@TiarasOceanView (70022)
• United States
16 Jul 17
It is vital to have some cash somewhere.
I also would be quite well off by now if I had saved some.
My cash flow is nil..I don't have it to spend or save.
1 person likes this
@lookatdesktop (27138)
• Dallas, Texas
16 Jul 17
If all else fails the piggy bank is a good option.
1 person likes this
@TiarasOceanView (70022)
• United States
16 Jul 17
@lookatdesktop Well I do have coins
1 person likes this
@lookatdesktop (27138)
• Dallas, Texas
16 Jul 17
@TiarasOceanView Your piggy bank will be hungry for new coins. Feed it regularly.
1 person likes this
@RasmaSandra (81927)
• Daytona Beach, Florida
16 Jul 17
We are always in the grip of financial difficulties but we do have some money lying around just in case. Funny we really count all the money we have in the account to be sure that we always have enough for payments etc. The money we have put aside we never even think about. I just remembered that we do have it when I ready your post here however I know every penny that is in the bank.
1 person likes this
@lookatdesktop (27138)
• Dallas, Texas
16 Jul 17
It is best to set some money aside for emergencies at least. 20 dollars every pay check is not that much of a dent and learning to be frugal which I am not at present, I could stand to save 20 dollars every paycheck, just as a form of self discipline. Like losing extra pounds by avoiding excess sugar products. 
1 person likes this
@rona07 (1641)
• Philippines
16 Jul 17
Well in my mind i wanna do this asap and then ended up with nm to save. My cashflow is so-so income is enough to cover the expenses. Tho i am now starting to track my expense and i am trying budget what i have. Its good idea to save. You know like follow the 52 weeks budgeting challenge or the like.
1 person likes this
@lookatdesktop (27138)
• Dallas, Texas
16 Jul 17
I like that idea. 52 weeks in a year. Weekly budgeting is good as a golden rule to follow if you can manage it by simply putting a few items back on the shelf while shopping when you focus on the things you actually need as opposed to impulse items that you never intended to buy in the first place. Impulse spending is the way I keep broke and that is why I am trying to change my spending and saving habits even while on a very limited financial curve.
@Hate2Iron (15727)
• Canada
16 Jul 17
As I have gotten older I have a problem giving my money away lol. I go into a store and say... "do I want to give this place any of my money?? That was not me 15 years ago, that is for sure!!
1 person likes this
@lookatdesktop (27138)
• Dallas, Texas
16 Jul 17
Being cautious with money is a wise thing and advantageous to say the least. If you don't look at money saved as money earned you will not even check to make sure the checker charged you more than things were actually worth and be short changed because of their lack of concern for YOUR money. It's always best to be observant at the check out stands because human error like charging for 2 items when all you purchased was one or none is a constant.
