Just because you can do it

Princess
@GardenGerty (160721)
United States
July 31, 2017 8:51am CST
Just because you CAN do something, does it mean you should? We are skeptical of the health of our vehicles. I have been watching one on a buy sell trade site. Hubby liked it okay, and was going to look at it. HOWEVER Although I am certain we CAN get money to buy it, we still have money out on our dead truck. I do not think we SHOULD do it, that is I do not think we need to roll over our car loan, and have three cars on it, two of which are dead or at least questionable. We will start saving some money up. There will be a solution for us. We just need to be patient. In the long run we will be more comfortable with our budget. Princess does what she pleases, as long as we keep on feeding her.
10 people like this
11 responses
@dollaboy (6048)
31 Jul 17
It's always good to keep up with budget and save money. And you'll surely can do better with that
1 person likes this
@GardenGerty (160721)
• United States
31 Jul 17
Yes, we have some debt that will pay off in October or November, but also some medical to pay on. If these cars we have do okay until then we will be happy.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
@dollaboy I know when I will get paychecks, but it is not for a while.
1 person likes this
@dollaboy (6048)
31 Jul 17
@GardenGerty Best wishes for its payment soon
1 person likes this
@poehere (15123)
• French Polynesia
1 Aug 17
I understand your feeling on this one. Here I never take out a loan. If I want a new car it is not so hard to save part of my pay each month. Howeevr, here I own my land and home outright so that makes a big difference.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
We have no house payment other than taxes, but while getting ready to move we ended up with credit card debt, plus payed some medical with cards. Our income would handle the loan, I just do not want to.In the summer since I work for schools, I do not have a paycheck, so we are in that time frame right now, plus hubby has had medical expenses all year. We have enough reserve that if our other car cannot be made road worthy we can buy something less expensive.
@poehere (15123)
• French Polynesia
2 Aug 17
@GardenGerty That is a wise decision.
@celticeagle (167211)
• Boise, Idaho
31 Jul 17
Cars are horrors aren't they? I kept good maintenance on my last one but still with older cars there is always something.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
We have one that we got very cheaply and it is being worked on, questioning whether it will be fixed soon or not. If it is then problem is solved.
1 person likes this
@celticeagle (167211)
• Boise, Idaho
2 Aug 17
@GardenGerty .....I'm glad I don't have to worry over cars anymore. Hope yours is fixed and ready to go real soon.
@sueznewz2 (10409)
• Alicante, Spain
3 Aug 17
Yes... save up a bit first .... there will be something for you at the the right time.... just what you want.... love the photo...
1 person likes this
@HazySue (39268)
• Gouverneur, New York
31 Jul 17
I agree, just because you can doesn't necessarily mean you should. We are the same way, we feel more comfortable with saving rather than borrowing.
1 person likes this
@GardenGerty (160721)
• United States
31 Jul 17
I am trying to get hubby to turn over a new leaf. In addition, if we wait about six months we will have some debt eliminated and can buy a better car.
1 person likes this
@HazySue (39268)
• Gouverneur, New York
31 Jul 17
@GardenGerty it sounds like a good plan.
@Courtlynn (67083)
• United States
31 Jul 17
I agree.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
I have always had friends that carried maximum debt, not good.
@Courtlynn (67083)
• United States
2 Aug 17
@Nawsheen (28643)
• Mauritius
31 Jul 17
Saving up is a great initiative indeed. Borrowing is not fun but still we need to do it at times.That's a great picture of Princess.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
It is something we need to work on.
1 person likes this
• Valdosta, Georgia
31 Jul 17
I think saving up will be the best idea. =) I wouldn't want to borrow money if I can avoid it.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
Actually we have some money in reserve,just did not want to spend it. It would not buy quite so nice a car, either.
1 person likes this
@RasmaSandra (80033)
• Daytona Beach, Florida
31 Jul 17
Love the photo of Princess in the sink. Hope you get the car you want.
@DianneN (247186)
• United States
31 Jul 17
You are wise! We only buy what we can afford.
1 person likes this
@GardenGerty (160721)
• United States
2 Aug 17
We have some money in reserve, plus a vehicle that is in a repair process. We will see what goes on, or we will buy something for less.
1 person likes this
@peachpurple (13962)
• Malaysia
31 Jul 17
Having three car loans , that is a heavy load
1 person likes this
@GardenGerty (160721)
• United States
31 Jul 17
Well, the two are combined as one, but we have to keep maximum insurance on them. We have no home loan, but also have some medical to pay off.