If I could turn back the time...

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10 years ago, my sister got married. She's 21 when she fell in love and decided to be with that man, her first boyfriend. They were happy together, now they have 4 kids but just an hour ago, she talked to me and told me she wanted to give up on her marriage. She said it's been 10 years but nothing has change with her husband, still irresponsible and she tired of living in a man who doesn't know how to get up on his own. My sister is the only one working for their family while her husband stays at home. I already told her many times before to tell her husband to work for the family because a father should be the one responsible in earning money for them. But because she loves him, she didn't force him to work because she believes she can do it on her own. Now that they're already buried in debt, she asked my help but I told her I don't have that kind of amount she's asking me. She then told me , if only she could turn back the time. I want to hear from your advice mylot friends, how will I help my sister? I tried before to warn her but she didn't listen to me, what should she do now?