Is suicide solution or cowardliness ?

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All of us experienced a hard times, and may some still experiences it, and according to me, many times I imagine this planet blow up or a huge meteor hit it, I feel comfortable with this imagination. Sometimes I think about suicide but just thinking not more, I mean I don't have the courage to do it, but at the same time suicide is a cowardliness, person escapes from his fears, he doesn't have the courage to face challenges.