Do you have a budget?

United States
January 7, 2018 7:53pm CST
Some people say they have never had a budget. They say they don't need one, and yet they run out of money. Is this a new way of doing things? Spend it until it is gone. Is there something I am missing?
6 people like this
11 responses
• United States
8 Jan 18
Not really on a budget, but I definitely only purchase things I could afford & pay the bills.
2 people like this
• United States
9 Jan 18
That sounds like a good plan. You never want to owe more than you have.
1 person likes this
• United States
9 Jan 18
@MsBooklover Most definitely.
1 person likes this
@mrki444 (15149)
• Croatia (Hrvatska)
10 Jan 18
@infatuatedbby Do you left anything for savings? There would be always unexpected bills.
2 people like this
@mrki444 (15149)
• Croatia (Hrvatska)
10 Jan 18
I have regular job and after every salary I share money on parts: rent, budget, savings, fixes. After that I try stick it especially budget. It's cover everyday expenses.
1 person likes this
• United States
10 Jan 18
It sounds like you have the right idea. It is important for now and the future.
1 person likes this
• United States
10 Jan 18
@mrki444 That is so true. Some people learn through advice and some learn the hard way.
1 person likes this
@mrki444 (15149)
• Croatia (Hrvatska)
10 Jan 18
@MsBooklover If you don't control your income and outcome, you can end up in serious debt and I don't want do that.
1 person likes this
@allen0187 (58582)
• Philippines
9 Jan 18
Yes, I do have a budget and I do my best to stick to it.
1 person likes this
@allen0187 (58582)
• Philippines
9 Jan 18
1 person likes this
• United States
9 Jan 18
I am glad to hear you have one. It's very important because you need to prepare for the future.
1 person likes this
@maezee (41988)
• United States
8 Jan 18
I do try to stick to one. I think it is a good idea to create one. For me stickig to it is always the hard part.
1 person likes this
• United States
9 Jan 18
You have to start somewhere. It sounds like you have.
@toniganzon (72281)
• Philippines
8 Jan 18
I'm terrible at budgeting and yeah I don't have a budget but I never complained of not having money. I just don't buy things I can't afford or I don't use my credit card without actually paying them.
1 person likes this
@toniganzon (72281)
• Philippines
11 Jan 18
@MsBooklover Absolutely, because that would mean you couldn't pay for it.
1 person likes this
• United States
10 Jan 18
That is a good start. Not buying things you cannot afford is important.
1 person likes this
@averygirl72 (37845)
• Philippines
9 Jan 18
People should have a budget for all expenses. We never run out of money. Money is enough in our house
1 person likes this
• United States
10 Jan 18
I am so glad to hear that.
• Philippines
8 Jan 18
Everyone is on a budget, I guess. Even the rich ones. They also have their limit. This 2018, I vow myself to be thrifty as much as possible since I will do my best to get back in school. A then co-worker did managed to save as much as she can since she's studying as well. I hope I can make it.
1 person likes this
• United States
10 Jan 18
You can make it. Just remember what is most important to you.
@marguicha (222844)
• Chile
8 Jan 18
I check on the money I spend from time to time.
1 person likes this
• United States
10 Jan 18
I hope that goes well for you.
@jstory07 (139579)
• Roseburg, Oregon
8 Jan 18
We are on a fixed income so we have a budget and we stick to it. We save for Christmas to.
1 person likes this
• United States
10 Jan 18
I am glad to hear that, Judy. I know it is not easy, but you can do it.
@rina110383 (24492)
8 Jan 18
I always set a monthly budget for me.
1 person likes this
• United States
10 Jan 18
That will help you with the future.
@sw8sincere (5204)
• Philippines
8 Jan 18
I always set a budget intended for the week so I never ran out of money at the end of the month. =)
1 person likes this
• United States
9 Jan 18
More people should do that.
1 person likes this