New Year: budgeting after the robberies.

@marguicha (223802)

Chile

January 8, 2018 7:30am CST

Last year was a terrible year for me as money goes. I was robbed twice and I had to spend a lot of money in making my house a safer place. I now have ADT alarm which means money every month and had to pay to make my fences higher and to place sensors with lights at night. Besides that, I had to buy twice a laptop, another cellphone and a new smart TV. That is much more than a year of normal expenses at home not counting the money that was stolen and all my jewels. This year I will do some math to save a little each month to fill that hole. Normally I know how much to spend but this year I´ll have to say no to some expenses. How do you visualize 2018 as money goes?

6 people like this

11 responses

@LadyDuck (472078)

• Switzerland

8 Jan 18

You had a terrible year, unexpected expenses hurt a lot. I wish to see some money coming in this year.

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@marguicha (223802)

• Chile

8 Jan 18

The only way I can see money coming is by spending less. I´m retired so my monthly income is the same each month.

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@marguicha (223802)

• Chile

8 Jan 18

@LadyDuck I hope you do. It is not easy though. I was talking today with my aunt about money and it dawned on me that both of my children earn about 20 times as my retirement money.

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@LadyDuck (472078)

• Switzerland

8 Jan 18

@marguicha We are also both retired, but my husband has some websites, may be he will make some money through them.

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@celticeagle (168334)

• Boise, Idaho

9 Jan 18

It will be the same as last year money wise. We usually don't have enough food to last us the month no matter how we buy. No extra expenses and it seems every cent goes to pay bills or feed us. Nothing new this year.

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@marguicha (223802)

• Chile

9 Jan 18

That is terrible! I´m sorry to hear that. How do you cope with lack of food?

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@celticeagle (168334)

• Boise, Idaho

9 Jan 18

@marguicha ......My daughter goes and gets us a food basket or we just make sure my grandson has food and we do without until we have money again.

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@marguicha (223802)

• Chile

10 Jan 18

@celticeagle How do you do without food? I try to buy not so expensive food so it can last until the end of the month.

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@maximax8 (31046)

• United Kingdom

9 Jun 18

I am really shocked that you got two robberies happen in your house last year. You have done well to add an alarm and sensors which come on in the night. This year I had an expensive trip in February and am now saving up money for home plans. I will be having decorators in next week and a new front door the week after that. I need to save money for an April 2019 holiday that is also turning out expensive.

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@marguicha (223802)

• Chile

10 Jun 18

It is so easy to spend money and so hard to save!

I am saving by buying only the list of groceries. But I will not save on vacations if I can have them.

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@shaggin (72262)

• United States

8 Jan 18

How horrible you had to go through all this because of someone else’s rottenness! Makes me so angry!

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@marguicha (223802)

• Chile

8 Jan 18

Unfortunately, thefts are escalating here.

1 person likes this

@marguicha (223802)

• Chile

8 Jan 18

@shaggin Here too.

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@averygirl72 (37845)

• Philippines

9 Jan 18

Yeah that was a terrible year. Glad we haven't have experience with robbers. You now need to be more careful. Hope more money to come this year than expenses

1 person likes this

@marguicha (223802)

• Chile

9 Jan 18

I have spent a lot of money making my house more robber-proof.

@Madshadi (8840)

• Brussels, Belgium

8 Jan 18

Do you have insurance now too? I haven’t been robbed before but I am planning to put alarms and light sensors just in case

1 person likes this

@marguicha (223802)

• Chile

8 Jan 18

I don´t have insurance and will not get any. The amount to pay is more than what I have.

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@Madshadi (8840)

• Brussels, Belgium

8 Jan 18

@marguicha anti-theft insurances are expensive. I hope the new alarm will keep thieves away

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@marguicha (223802)

• Chile

8 Jan 18

@Madshadi I hope so.

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@maezee (41988)

• United States

8 Jan 18

Sorry to hear of all that. Sounds like an expensive year. I am hoping I am able to clean up my finances a bit this year.

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@marguicha (223802)

• Chile

8 Jan 18

I will se what to do.

@toniganzon (72532)

• Philippines

8 Jan 18

Wish to save a lot of money to build a new house. I'm sorry about the robbery. It's terrible to have experienced that. In this home of ours that we live in now, we have never experienced such. I hope it doesn't happen in the new place we plan to build our home. We do plan to hire a security guard when we transfer there.

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@marguicha (223802)

• Chile

8 Jan 18

I don´t have the means to do that.

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@JohnRoberts (109846)

• Los Angeles, California

8 Jan 18

In general I can but you can never predict unexpected financial costs like medical or dental work.

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@marguicha (223802)

• Chile

8 Jan 18

My problem is that I already have too many medical expenses since my lymphoma problem began.

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@thislittlepennyearns (62930)

• Defuniak Springs, Florida

8 Jan 18

That is a tough place to start a new year out. I have a ballpark of some big expenses that I will have this year, but it probably wont be much different than the past year.

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@marguicha (223802)

• Chile

8 Jan 18

For me, last year was like buying the more expensive things in my house again and was not planning to do that at all.

• Brazil

8 Jan 18

I'm sorry for what happened to you. I've never been through this experience. Last year was the worst year I've ever had on money, but yesterday I got a good job proposal, so I'm excited that this year will be a lot better.

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@marguicha (223802)

• Chile

8 Jan 18

Good! I hope your job is wonderful in every way.