I am Getting More Stupid day By Day

India
February 23, 2018 7:54am CST
I don't know what happened to me as i skipped the payment date for Insurance policies of My Brother, father and myself and was required to pay late fee for that which i hate a lot. Was required to pay more then 2 dollars as late fee and just because as i thought that i have few more days to pay that without any late fee. Does this happen with you sometimes that you forgot to pay on time and was required to pay late fee ? please share
10 people like this
12 responses
@gilggg (2538)
• Israel
23 Feb 18
I try to pay on time everything , but somtimes rarly I miss the payment day and than need to pay fee. I hate it
3 people like this
@ptrikha_2 (47719)
• India
23 Feb 18
@thesupersingh Yes it is annoying and those extra charges don't get us returns- they simply go waste!
2 people like this
@gilggg (2538)
• Israel
23 Feb 18
@thesupersingh Hope it will be the last time it happens to you.
2 people like this
• India
23 Feb 18
yeah you can imagine paying 2 dollars extra
2 people like this
• Cuddalore, India
23 Feb 18
I don't do late payment .For this you can set reminder in phone .So you won't skip
3 people like this
@vandana7 (101685)
• India
23 Feb 18
That is possible?
3 people like this
• Cuddalore, India
23 Feb 18
@vandana7 Some basic model mobile phones too have this facility.In smartphones many app were there.
3 people like this
• India
23 Feb 18
@vandana7 yeah it is but i didn't took much care of it
2 people like this
@vandana7 (101685)
• India
23 Feb 18
I have the agent doing the work for me. But I do remember.
3 people like this
• India
23 Feb 18
I am actually an LIC agent lol
1 person likes this
@toniganzon (72547)
• Philippines
23 Feb 18
It's good that you admit you're stupid. And it only means you can do better by not forgetting next time or do anything more stupid than that.
2 people like this
• India
24 Feb 18
Yeah you are right. Thanks. Hope you are doing well
1 person likes this
@JudyEv (351327)
• Rockingham, Australia
23 Feb 18
Mostly we pay our bills almost as soon as we receive them so it is very rare for us to be caught with late fees. It really annoys me too.
3 people like this
• India
23 Feb 18
That's nice, i need to do that as well
2 people like this
@Icydoll (36713)
• India
23 Feb 18
Never happened to me...I pay on time
3 people like this
• India
23 Feb 18
that's best, hope you are doing well today
2 people like this
@Icydoll (36713)
• India
23 Feb 18
2 people like this
@ptrikha_2 (47719)
• India
23 Feb 18
From what I know, Insurance premiums have 14 days grace period, only after which the late payment fees kicks in. May be going forward, you can : 1)Set auto-debit on insurance date(do only if the Bank account balance is enough). 2)Set mobile/email reminder a week before the due date. 3)Ask your brother and father to remind you of their insurance premium dates(come on, you are in service and can get busy yourself too!). 4)Pay me an annual fees and ask me to remind you of the due dates(best for me )
1 person likes this
• India
24 Feb 18
Actually one month is the grace period and some how I misunderstood the date. So it happened
1 person likes this
@ptrikha_2 (47719)
• India
24 Feb 18
@thesupersingh Oh that is bad- we need be careful about the dates. I get mailers(and many a times phone calls too) much before the due date.
1 person likes this
@prashu228 (37520)
• India
23 Feb 18
ahh thats too much , what are you doing , why did you forget by the way...lol..I dont forget paying bills, thats not my work ..
2 people like this
• India
23 Feb 18
Yeah i should be more careful from now on
2 people like this
@Plethos (13581)
• United States
23 Feb 18
yes. life jus t gets moving at times at a fast pace, i lose track of days.
1 person likes this
• India
24 Feb 18
Yeah it happens sometimes. Thanks for your views
1 person likes this
@VivaLaDani13 (60825)
• Perth, Australia
24 Jun 18
@thesupersingh I don't need to make any payments like that but if I was to then I would always pay on time as I don't like being in debt or getting late fees.
1 person likes this
• India
24 Jun 18
It was mostly for Insurance
@JohnRoberts (109845)
• Los Angeles, California
23 Feb 18
That has never happened to me.
2 people like this
• India
23 Feb 18
That's nice, i have paid a lot of late fee this year
2 people like this
@ms1864 (6885)
• Bangalore, India
24 Feb 18
Paying bills is a family thing in my home, it is not just upto one person to remember it, we keep reminding each other when it's time to pay the bills or anything.
1 person likes this
• India
24 Feb 18
Actually i am the in-charge for Insurance payments