Do you COVER your fingers when typing your PIN number?

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I am guessing that most of us have at least one bank account. Whether it comes with bells and whistles or not, it at least allows us to withdraw our money an ATM. Normally, I try to enforce a comfortable distance when the person immediately in front of me is at the ATM. This way, I hope to hint to the guy behind me that he should maintain the same distance I maintained when it is my turn proper. Fortunately, most people are nice enough to take the hint. :P So when it gets to be me, I still like to play it safe by covering my fingers when keying in my PIN. I normally use my wallet to cover my fingers "casually". I may be paranoid, but I think playing it safe is better than crying over spilled milk. It's not that I have any impressive amount to tempt even small-time robbers - but my money is my own. Even if it is a mere rupees, why should I let it benefit some nameless robbers? So, do you cover your fingers too when you are keying in your PIN? Or how do you "protect" yourself? Or are you so confident that you wouldn't mind anyone looking over your shoulders? Do share your thoughts. ;-)