Amazon pay
@allknowing (142028)
India
October 30, 2018 6:59am CST
I opted for a facility with Amazon where one can load money into 'Amazon pay' that makes payment easy, for items ordered There is also an auto load.
I was not aware that I had enabled this 'auto load' facility where Amazon automatically loads my 'Amazon pay' up to a prescribed limit using my card and this it does without asking for my CVV nor does it require an OTP.
I have now disabled it and would prefer to do it myself Hope wisdom dawned on me at the right time. I just cannot digest the fact that anyone can remove money from my bank account without my help
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.8 people like this
9 responses
@allknowing (142028)
• India
31 Oct 18
When I saw it getting reloaded automatically I got the jitters.
1 person likes this
@DianneN (247183)
• United States
31 Oct 18
@allknowing Sometimes, convenience doesn't pay. Pardon the pun. lol
1 person likes this
@allknowing (142028)
• India
31 Oct 18
@DianneN But it is kind of giving into a temptation at a cost
1 person likes this
@allknowing (142028)
• India
31 Oct 18
I do not remember opting for auto load and never gave them my CVV nor did they got an OTP for that
1 person likes this
@allknowing (142028)
• India
31 Oct 18
@Rosain I think I am to be blamed as I may not have seen the permission I gave them. All is well now
1 person likes this
@Rosain (639)
• India
31 Oct 18
@allknowing This is shocking then.. I think you should contact them regarding this.
1 person likes this
@GardenGerty (162475)
• United States
31 Oct 18
I will not allow any one or facility that right to auto load. They are sneaky though, in getting your permission. It is a good idea to be able to do the Amazon pay, but it is deceptive if they auto load.
1 person likes this
@allknowing (142028)
• India
31 Oct 18
They did it only once but the moment I noticed it I disabled it. No matter how reliable anyone is I will not give someone the right to take money from my bank.
@pitstop (14777)
• Australia
30 Oct 18
@allknowing interesting. For the initial authorisation you need to give permission and amount to reload and threshold.
1 person likes this
@allknowing (142028)
• India
30 Oct 18
@pitstop I loaded that initial amount myself following the same procedure that is applied while making payment for my orders in the normal course.
1 person likes this
@allknowing (142028)
• India
30 Oct 18
I do not remember authorising them unless that option was already ticked and I did not disable it. I too shop a lot but would prefer if I did the reload.
1 person likes this
@wolfgirl569 (112792)
• Marion, Ohio
30 Oct 18
If you give permission they can. But I prefer to not let them.
1 person likes this
@allknowing (142028)
• India
31 Oct 18
But I still wonder how they can without knowing my CVV. May be the bank let's them if I give them permission
@wolfgirl569 (112792)
• Marion, Ohio
31 Oct 18
@allknowing I know here we can give permission so I would guess that is how.
1 person likes this
@allknowing (142028)
• India
31 Oct 18
@rakski Don't they need my CVV and an OTP? Unless I gave them permission inadvertently and the bank gave a nod?
1 person likes this
@Letranknight2015 (52244)
• Philippines
30 Oct 18
I don't use amazon, maybe someday I will check the website.
@allknowing (142028)
• India
31 Oct 18
No doubt about that but still I would not want anyone to order my bank (lol)
