Card or cash?
By Teddy
@ThreeTeddies (2038)
United Kingdom
January 16, 2019 6:09pm CST
The ability to pay for goods and services in a variety of ways can come in handy at times. Debit cards and credit cards provide the convenience of not carrying large amounts of cash with us wherever we go but do run the risk of card fraud.
If we lose our bank card we can cancel it and not lose any money but if a large wad of notes falls out of our pocket then the chances are we will never see it again.
Both methods of payment have their pros and cons and their supporters and detractors. So which method do you favour?
16 people like this
17 responses
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
Credit cards also give added security if something goes wrong with the purchase. The card company will reimburse you and take the matter up with the manufacturer
2 people like this
@JudyEv (342225)
• Rockingham, Australia
17 Jan 19
@ThreeTeddies We have had our bank check once or twice to see if a big payment was legit or not. We were pretty impressed with that.
1 person likes this
@responsiveme (22926)
• India
17 Jan 19
Cards usually but cash for farmers market
2 people like this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
I guess most people use a mix of both
2 people like this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
It pays to be cautious and use the most suitable method for the situation
2 people like this
@LadyDuck (472087)
• Switzerland
23 Jan 19
@florelway All stores have been obliged to install what necessary to accept cards here.
1 person likes this
@florelway (23286)
• Cagayan De Oro, Philippines
23 Jan 19
@LadyDuck in our place there are stores that do not really accept credit cards especially those located in public markets and this is where you buy meat, fish, veggies, fruits.
1 person likes this
@florelway (23286)
• Cagayan De Oro, Philippines
23 Jan 19
There are stores that do not have facilities to accept cards so I also carry some cash.
1 person likes this
@wolfgirl569 (108277)
• Marion, Ohio
17 Jan 19
I prefer cash. I only use my card if I have too.
2 people like this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
I'm much the same but my wife prefers to use cash
1 person likes this
@Hannihar (130213)
• Israel
17 Jan 19
@ThreeTeddies
I prefer to pay cash instead of using my credit card.
1 person likes this
@Hannihar (130213)
• Israel
18 Jan 19
@ThreeTeddies
For very expensive things and can do payments yes I use my credit card.
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
For expensive items credit cards do have advantages. If the transaction goes wrong for whatever reason the card company will reimburse you for any losses
1 person likes this
@LovingMyBabies (85288)
• Valdosta, Georgia
17 Jan 19
I only use cash, everywhere I go. We don't even have a card and don't need one. If we don't have the money for something we just can't buy it.
1 person likes this
@LovingMyBabies (85288)
• Valdosta, Georgia
17 Jan 19
@ThreeTeddies Very true. If we don't have it, we can't possibly spend it.
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
At least that way you can't overspend!
1 person likes this
@antonbunot (11093)
• Calgary, Alberta
24 Jan 19
I used to have 2 credit cards . . But I decided to pay off my balances and cut and discarded the cards. Why? When I had those cards I was a " wildwest cowboy".. Every time I saw something that I liked not necessarily I needed, I grabbed a card and "fired" . . . 
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
25 Jan 19
I have done that. It is a hard lesson to learn!
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
Most credit cards will reimburse you for purchases over a certain amount (£100 in the UK) if the transaction goes wrong or you are ripped off
@hillhjill (23714)
• United States
17 Jan 19
I use both, at the first pull out enough to pay rent and the rest on the card for online bills.
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
You are probably in the the majority group. Most people will use both at different times
1 person likes this
@BloggerDi (3113)
• United States
17 Jan 19
I use a debit card for more expensive purchases and online shopping (rare). I don't use a credit card.
I like to keep $20-$30 cash with me for getting a fountain drink, coffee, fast food, etc., if I'm out running errands.
1 person likes this
@ThreeTeddies (2038)
• United Kingdom
17 Jan 19
Credit cards have their advantages but (speaking from personal experience) it's very easy to get into financial trouble by over-using one
1 person likes this
@florelway (23286)
• Cagayan De Oro, Philippines
23 Jan 19
I usually use cards in paying for most of my purchases, both credit and debit card.
@mcNathan (186)
• Philippines
23 Jan 19
hi teddy...you are really true...the most convenient is by having a credit card. Here in our country it is really hard to obtain one. you have to submit lots of papers and wait for approval of the bank. I know in your place is different I think its not hard as how hard it is here. Ive been longing to have one just in case for an emergency use but every application failed. I never tried again...i dont feel like applying for one again....
