Is a debit card better than a credit card?

Debit is utilizing funds that are available in the savings account. Credit card is used wheb there are no funds in the account and purchase has to be made on the basis of credit limit.

Both have advantage and disadvantage ,but I prefer debit depending based on my income as I am scared not being able to pay what I have utilized.

I like to spend the money I have instead of money I don't, but that's just because if I use credit cards I tend to carry a balance.

I have a credit card and I monitor what I spend, I cover what I spent every end of the month. This is perfect for me. You can spend too much even with a debit card if you have plenty of money on your account.

If you use a debit card it's like paying with cash so you can only spend what you have in your checking account. With a credit card, especially one with a high limit, you can end up spending more than you will be able to pay. For that reason debit cards are best. I rarely use it though. And most of the time I don't even pay with cash. I use a credit card instead because I get 1.5% cash back on it for every purchase I make. But when the bill comes at the end of the month it usually turns out higher than I anticipated or wanted to spend. Good thing I am always able to pay off what I charge on it.

I don't have any credit card. If I will get the credit card then am sure I will not maintain any limits while purchase.

I use credit card and spend what I can pay off each month plus earn cash back.

I've never had a debit card before. I'm responsible when it comes to spending money. Hence, their's nothing wrong with me having a credit card.

Interests kill with credit cards, you have to think hard, good in my country is like that!