The Rules - Money - Bills - Addictions - Luxuries

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"Its rude to talk about money!" That is what I hear many say, I am in agreement. The older I get the more I agree because if you got it,money, you shouldn`t flaunt it, if you don`t have it, money, your shouldn`t beg for it. But.... That is all I hear about these days. Some people ask " how did they get all that money?" The answer would be they earned it by working hour after hour, day after day, saving and not spending. Or they inherited it from someone who earned it by working hard and that person was so good to the one with money that it made an impression and they wanted to leave them with something once they had died. Rich don`t worry about paying bills, just paying taxes, because the tax man collects no matter what. Poor people have absolutely nothing, no income, no home. Most people are in the middle, not rich and not poor. Some think they are poor because they don`t have enough money but if its spent right they would have enough, if you have an income you are not poor. I am sure my father taught me right, he showed me how to deal with the money I earned when I was about 13 years old and began to babysit for my "wants." First and always first is pay your rent or house payment, without a roof over your head nothing else matters. Second - Power bill and most of the time homes are total electric so there is heat and hot water. Third - Water bill, no explanation needed, we have to have water to drink. Forth - Medication (Note: in the USA if you are unable to work you can get SSI and it comes with Medicaid, Medicaid of free health insurance and it pays for 5 medications a month with no more than $4 out of pocket) Fifth - Car insurance and payment, why so low on the list? Many carpool or use the bus or train systems. ( For your information I have never owned a new car, I have always bought used) Sixth and last - food and that is food from the grocery store to prepare at home. (Note: Low income people in the USA can apply for a food stamps, that is tax free food, free food) That is the list of how to spend your money wisely. Now I know what is on your zombie mind.... that cell phone and internet bill. The dish, netflix, cable.... whatever you pay for to watch on t.v. All of those are luxuries! Meaning you cannot afford them after you paid the priorities, you can live without them. (NOTE: In the USA the last President gave everyone that is low income a free cell phone with 250 minutes per month, each month and every month. YES FREE, even if they run out of minutes you can still call 9-1-1 for help, free) So you can pay your bills and your luxuries, how about those addictions? Smoking cigarettes, marijuana, vaping, e cigs, etc. Beer or whiskey. Hobbies, crafts, movies, etc. Yep, these fall last on the spending. I know many people don`t want to hear/read that they spend their money foolishly but many people don`t want to hear people begging for money when they have an income, and access to free medical care and free food, and a free cell phone. You are welcome for the information. Write out paying the bills as I listed and you will see you just might can pay for your own rent, power and water, the real needs of life.