Waiting for my salary day

@Archie0 (5652)
January 22, 2020 10:56pm CST
As the month end is approaching soon I am waiting for this week to pass so the salary day is near. Once the month passes the mid, I start to feel the crunch in my balance. After paying everyone and for everything we hardly save any money. But this time I have decided to curb a lot of expenses I want to start saving for my travelling this year. Do you save anything by the end of the month?
15 people like this
18 responses
• Agra, India
23 Jan 20
Haha...saving has become like an endless battle which we keep losing every month
3 people like this
@Archie0 (5652)
23 Jan 20
So true. All these bills and chores make it impossible to save anything
2 people like this
• Agra, India
23 Jan 20
@Archie0 yes...and the ever increasing prices.
2 people like this
@lovebuglena (44596)
• Staten Island, New York
24 Jan 20
I don't work so there is nothing to put away. However, I try to spend as little as possible of my savings. Hard to do. Sometimes I spend way more than I should.
2 people like this
@Archie0 (5652)
24 Jan 20
Do you earn from any other online sites so you have money at hand?
1 person likes this
@pumpkinjam (8769)
• United Kingdom
23 Jan 20
I haven't saved much this month but I am trying. I'd like to save double what I did last year if I can. It can be hard, especially when you run out of expenses to cut but still there's not much left! My income is OK but it would be nice to save without having to dip into savings to pay bills. I have the little that I saved last year - and it was nice that I had it to spend on a treat. If I save double this year, it might pay for a short break.
2 people like this
• United Kingdom
24 Jan 20
@Archie0 I just keep it in savings. I wouldn't dare invest - apart from not really having enough to do that, I like to know it's accessible if I do need it.
@Archie0 (5652)
24 Jan 20
Do you invest somewhere or just keep the money in your savings
1 person likes this
@sprite1950 (30452)
• Corsham, England
23 Jan 20
I have a savings account which I never touch as it is for emergencies. Every now and then I put any spare money I have in it.
2 people like this
@Archie0 (5652)
24 Jan 20
You know, I am planning to open an account like this soon. My husband is insisting on a joint but I don't want one. I have one savings account already. I think this is a good idea for me to transfer money to that account as emergency cash
2 people like this
@sprite1950 (30452)
• Corsham, England
24 Jan 20
@Archie0 Yes I would make it your own account. I don't share mine with anyone so then no one can tell me what I should use it for
1 person likes this
@DianneN (247186)
• United States
23 Jan 20
Yes, we are fortunate to be able to save a lot at the end of the month.
2 people like this
@Archie0 (5652)
24 Jan 20
If you are able to save, that is really good. We have to give some money to my husband's parents as they do not earn. But it is a little too much for two people out there
2 people like this
@DianneN (247186)
• United States
24 Jan 20
@Archie0 That’s so kind of you, and I understand. Our children are grown and on their own now, so it’s a lot easier for us to save.
1 person likes this
@ExplorewtMe (6332)
• Nairobi, Kenya
23 Jan 20
Most of people are broke because it's January. Is in't it?
2 people like this
@Archie0 (5652)
24 Jan 20
I agree, also for my country we get a pay raise every January. But my company does not really give us a pay raise. It is only few dollars to be specific. We only get a rise if we promote which is difficult for everyone.
2 people like this
@Archie0 (5652)
24 Jan 20
@ExplorewtMe Is it at your side as well? It is very unfair and very demotivating. But I still gotta work here because then I won't be having any other job.
2 people like this
• Nairobi, Kenya
24 Jan 20
@Archie0 I see, this is becoming a growing trend. Giving less yearly increment.
2 people like this
@rakski (123876)
• Philippines
23 Jan 20
I am doing what you are doing also. Hopefully we will succeed
2 people like this
@Archie0 (5652)
23 Jan 20
I start from February hopefully. Going to cut down everything.
2 people like this
@rakski (123876)
• Philippines
23 Jan 20
@Archie0 I wish us luck
1 person likes this
@Deepizzaguy (103100)
• Lake Charles, Louisiana
23 Jan 20
I try to save my money to pay my basic needs like getting my driver's license updated.
2 people like this
@mrki444 (15149)
• Croatia (Hrvatska)
23 Jan 20
I got pay 10th in month so I have to wait 18 more days.
2 people like this
@Archie0 (5652)
24 Jan 20
Oh it would scare me if I had to wait for that much right now.
2 people like this
@Janet357 (75646)
23 Jan 20
yes i save always. i save for emergency, for donation, and for my personal saving
2 people like this
• Philippines
23 Jan 20
For me, it's a real challenge for me to save up since my current salary isn't sufficient
2 people like this
@Archie0 (5652)
24 Jan 20
That is a real challenge for me to. First of all my salary is extremely less and my needs are going up more.
2 people like this
@yoalldudes (35037)
• Philippines
23 Jan 20
Hi! Did you change name and profile pic. I can't seem to recognize you. I am saving for my daughter's college. She will be in Uni in 2 years.
2 people like this
@Archie0 (5652)
24 Jan 20
Hey. I just changed my display picture yes Saving is a difficult topic.
1 person likes this
@Moon24 (22396)
• Serbia
24 Jan 20
I am trying to earn and save less.
2 people like this
@happylife1 (13404)
• Karachi, Pakistan
23 Jan 20
Yes we are have to wait for it.... Lol
2 people like this
@Zelmarq (12606)
• Cebu City, Philippines
24 Jan 20
I have not reached by the end of the month.
@maclanis (2406)
• Belgium
24 Jan 20
I save at least a third of my paycheck, sometimes even more, every month. I also save up to travel.
1 person likes this
@maclanis (2406)
• Belgium
27 Jan 20
@Archie0 Not really, I just put it in my savings account.
@Archie0 (5652)
25 Jan 20
are there any special arrangements you do to save for travelling?
1 person likes this
@JudyEv (340511)
• Rockingham, Australia
24 Jan 20
We are both retired now so really just need to be careful all the time.
1 person likes this
@leny34 (8506)
• Sidoarjo, Indonesia
23 Jan 20
yes I always set aside a little money every month,
1 person likes this