I feel like I'm chasing my own tail, or running around in circles, or I'm like a chicken...
By Marsha
@MarshaMusselman (38865)
Midland, Michigan
January 15, 2021 9:05am CST
with it's head cut off. I could fix it easy and quite writing something new each day or so but that's would bring everything to a halt in my bank.
Mostly I'm behind on getting back to everyone that responded to my wouldn't it be nice discussion. I think I'm caught up with the newer ones though.
Also I'm working on a refinance for our mortgage with the rates being down. I'm not taking cash out, nor am I not rolling our debt into the mortgage but we should qualify for a rebate from the bank on interest paid each year and that will help us pay the mortgage faster and pay off debt faster.
So I also have to keep up with normal household tasks, do better organizing, work on the refi and catch up here better.
But at least I can start my day with a nice cup of coffee. Anyone want to join me in another cup? I made extra.
How's your day progressing?
(Pic is another customer's Thanksgiving, Christmas and Easter cacti)
9 people like this
9 responses
@LadyDuck (471459)
• Switzerland
15 Jan 21
@MarshaMusselman I am re-arranging and cleaning, I have inside too many things I never use.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
Are you cleaning your cabinets or just rearranging them?
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
@LadyDuck I need to do more of that in my kitchen. I've done that in my hall storage area and with my clothes already.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
You got a head start on my. My husband woke me up early by mistake and I kept trying to gain in sleep till finally I have up.
Maybe I'll start by washing the other half of my floor since it takes hours to dry in the winter months
1 person likes this
@DianneN (247186)
• United States
15 Jan 21
@MarshaMusselman Just don’t overdo anything.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
@DianneN no, I won't. I have to save some energy in case I need to shovel out use the snow blower later today since it's snowing right now.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
19 Jan 21
I'm still a couple days behind which is better than a full week.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
16 Jan 21
We had pizza a bit ago. I'm not sure that the interest will be as low as I was going but at least it's we qualify for the rebate that will make a huge difference.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
16 Jan 21
I'll heard to bed around ten since I work tomorrow at ten am. If I go any earlier than that I'll have a hard time sleeping sometime during the night.
@MarshaMusselman (38865)
• Midland, Michigan
16 Jan 21
Is our own fault but in the past year we've paid off three large ones already.
1 person likes this
@crazyhorseladycx (39509)
• United States
18 Jan 21
hopefully the mortgage thingy goes'n yer favor. i dislike debt 'f any sort, the hubs cares not. thankfully i paid this place off years 'go.
no coffee, thanks. the smell 'f such makes me quite ill.
1 person likes this
@crazyhorseladycx (39509)
• United States
19 Jan 21
@MarshaMusselman yes ma'am, the days i drink hot thingies, 'tis most oft tea.
check yer fine print. send a separate check towards the principle monthly, with such clearly stated'n the check. dunno if'n companies 're 'llowed to penalize fer early repayment these days? used to be a 'thing' they'd sneak'n. e'en $50/month 'xtra goes a long ways to payin' such off. then 'gain, if'n yer other date's higher interest, i'd hit those hardest. credit card debt 'tis the worst, should be laws 'gainst what they can charge'n interest. auto loans're the same's yer house - separate check with principle 'nly written clearly. 'gain, check the fine print prior.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
19 Jan 21
No coffee for you then. Do you drink tea instead?
We made lots of mistakes with it money but at least we getting the debt whittled down. The mortgage will be a little higher than we pay right now but will get rebates on interest paid which we can use to pay more on the mortgage or other debt.
1 person likes this
@MarshaMusselman (38865)
• Midland, Michigan
20 Jan 21
@crazyhorseladycx sounds like a plan. Yes I plan on continuing to shoot the credit cards first which haven't been used in almost a year. At least that habit is long gone.
1 person likes this
@Marilynda1225 (82789)
• United States
15 Jan 21
I'm always happy to join your for a cup of coffee
Good luck with your refinance
I am not great at time management so there's some days I get to spend more time here than others.
Good luck with your refinance
I am not great at time management so there's some days I get to spend more time here than others.2 people like this
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
I forgot my phone one day in the week which meant I couldn't mylot at all much that day and then we were without the internet another portion of the day. I forgot all about those already. No wonder I'm behind.
I made extra coffee today for some reason.
@MarshaMusselman (38865)
• Midland, Michigan
15 Jan 21
Sure I'll take a brownie.
1 person likes this
