Calling apartment sellers / myLot

Croatia (Hrvatska)

March 2, 2021 1:06pm CST

I decided buy my own apartment. I mention it here how I would like to buy it and solve my situation. My landlord is great man but I want something my and stop paying rent. It is not easy decision since big money is involved - about 25 000 euros. I called first seller and price is to high for me. Apartment is good, good position but I don't want to have to big loan and paying it for next 20 years. Some say that is normal but I don't have family or girlfriend so I don't need know big space or expensive. Tommorow I willt try get number from another seller and call third one. We will see how it will past. Any advice from your experience?

6 people like this

5 responses

Judy Evans

@JudyEv (342112)

• Rockingham, Australia

3 Mar 21

I hope you find something suitable. I guess my only advice would be not to over-commit yourself.

2 people like this

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Judy Evans

@JudyEv (342112)

• Rockingham, Australia

3 Mar 21

@mrki444 Yes, or even with a big loan, make sure your finances aren't stretched to the limit. You need a bit of a buffer against emergencies - car trouble, sickness, a major appliance breaking down, etc.

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

3 Mar 21

You mean with to big loan?

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

3 Mar 21

@JudyEv I calculate that. I will not give all my savings. I also have prepared some emergency money and I will not touch it. I know, it will bring few more months longer loan and interest, but better safe than stuck in debt.

1 person likes this

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Ptrikha_2

@ptrikha_2 (47083)

• India

2 Mar 21

You first need to have a budget. Then consider: - Location and Size - Budget -Builder's reputation - No black money/ extra expenses demand by builder. - Full documentation.

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

3 Mar 21

First 2 is already consider. 3th is also since I live in building next door so I already know it but still I will ask few more people about some details. Worst thing is full documentation.

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Ptrikha_2

@ptrikha_2 (47083)

• India

4 Mar 21

@mrki444 Yes Documentation work can be tedious at times.

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snowy

@snowy22315 (182186)

• United States

22 Apr 22

Good luck, in my experience it is better to buy than rent.

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

22 Apr 22

Thanks. I did it. I bought myself apartment.

Kayla Tsukino

@kaylachan (71762)

• Daytona Beach, Florida

2 Mar 21

I don't know what the market is like where you're from. I bought a house, but that was four years ago. I do know that if you don't have the money to buy it outright you'll be stuck with a mortage payment. Here 30 years is common.

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

3 Mar 21

I don't want to so long mortage. I have nice savings so I don't need entire loan. Also 25 000 euros here is not big for smaller apartment.

CarolDM

@CarolDM (203422)

• Nashville, Tennessee

2 Mar 21

I have not had experience in this. Sorry and good luck.

1 person likes this

Mrki Krki

@mrki444 (15149)

• Croatia (Hrvatska)

3 Mar 21

Thanks. I hope everything will past good.

1 person likes this