How to save money
By iceandhoney
@iceandhoney (74)
Philippines
November 30, 2006 11:45pm CST
I love shopping but i go for bargains. And I go for very practical stuff- umm well not very often, but i try HARD.. Sometimes i feel like I'm spending too much and a lot more than how much I'm saving. It really amazes me when other people get to save so much with no sweat. I guess it's like a god gifted talent to be able to handle money very wisely. Asking for your advise. How can I save money more effectively? Thanks in advance.
1 person likes this
13 responses
@hibiki (54)
• Philippines
16 Jan 07
I follow these tips:
1. Buy only the things you NEED.
2. As much as possible, Go for Sale items, but look for the quality.
3. Instead of Dining out, cook for your love ones.
4. Divide your money, eg. bills payment ( rent, electricity, water and communication expenses ), allowance, emergency fund.
5. Deposit excess money to your account immediately to avoid spending.
@mysiraylon (1102)
• United States
5 Jan 07
I would suggest that whenever possible try to avoid buying from convennient stores... plans at least a weekly schedule on bigger grocery stores, you know avoid retail prizez if you can. Another and very important... each payday you always PAY your shoe maker, your hair stylist, your favorite pizza parlor etc etc etc... TRY to Pay yourself too and you will love doing it its time you receive your monthly or weekly salary...
@annieroos (1845)
• United States
10 Dec 06
Im not very good at saving money, but i really should learn.. But i have heard to be on a budget you have to be on a budget that way you know what your money is being spent on.. Good luck.. God bless.
@mohsin3161 (654)
• Pakistan
1 Dec 06
there are couple of solutions either spend less or earn more to increase on line earnings you can trust mylot or visit www.freewebs.com/mohsin3161
@ferozkhan (69)
• India
1 Dec 06
saving money is depend on the individuals,but my suggestion is to avoid spending money in commuters and in recklessway.
or postponed the happenings of any moneyspending events which will helpful in future.bye its upto me.
@snoopy12 (468)
• Philippines
1 Dec 06
Get a box and put a certain amount like P20 or $20 a day whatever currency you have in your country. You will never notice it. After a few months you'll be amazed at how much you have saved...
@lakshyamadhu23 (2107)
• India
1 Dec 06
’ve been good at living on a tight budget but now that I have the opportunity to save (due to the fact that I’ll be making more money.
@Pigglies (9329)
• United States
1 Dec 06
I think I have the gift of cheapness. Only spend money on things you actually need and will use. If you aren't sure about this, walk away and come back later. Do you still need that item? If not, don't buy it. Did you buy something and later regret it? Return it! Cook your own meals, don't go out often.
@rikpallav (1242)
• India
1 Dec 06
I would like to give you a simple trick.... just keep the money devided in diffrent parts for diffrent things like paying bills, eating, rent etc. and save the remaining moeny in one place and consider it to be not there and you have to run your month with without that part of money
@JoeyCa (1810)
• Belgium
1 Dec 06
I wish I could save a little bit more, since I'm out of job it's very hard for me to save anything really...
and of course I give you...
a very big hug and many sweet kisses!
Feel free to visit my profile or have a look at one of my discussions which might interest you....
