SHTF Fund
By Meggan Moore
@Meggan (346)
United States
March 12, 2022 5:00pm CST
I have a SHTF fund, a rock bottom emergency fund. It is not easy to carry so not easy to spend. To make it even harder to get to I put it in a 5 gallon water jug. It is extremely heavy (moving with it sucks!) It currently has $600 in coins. I save my coins in a jar until they get to $100 and then add it to the SHTF fund.
Do you have a special emergency fund?
Do you save your coins or spend immediately?
7 people like this
6 responses
@Juliaacv (51383)
• Canada
12 Mar 22
I don't really save coins, but every transaction that I make on my chequing account the bank puts a toonie from that account into my savings account. So I save coins, but it is all done thru my banking, and its less of a temptation there but if I need it I just go online and transfer it over to the originating account to cover any unexpected expenses.
2 people like this
@RebeccasFarm (90474)
• Arvada, Colorado
13 Mar 22
At this time, I am only left with a few dollars not really any savings.
You are doing great!
I do have a very small coin jar, a glass jar.
2 people like this
@popciclecold (39518)
• United States
12 Mar 22
We save our coins, you are right, they can get heavy.
1 person likes this
@popciclecold (39518)
• United States
14 Mar 22
@Meggan that's the truth, we have ours in little bottles, I might get a jug like you have really neat.
1 person likes this
@allen0187 (58582)
• Philippines
13 Mar 22
Do you have a special emergency fund? Yes, I do.
Do you save your coins or spend immediately? I save the coins and when it reaches a certain amount, I have it changed into bills and then i either spend it, save it, or invest it.
2 people like this
@kaylachan (71768)
• Daytona Beach, Florida
13 Mar 22
We have a lot of coins. What my husband does with them, I don't know. But, he does something. And, yes, we have a personal saving's account where our rainy day money lives.
2 people like this
