Entering Adulthood

i would advise you to opt for an international debit card rather than a credit card as a debit card would allow you to control your spending as you cant overspend as only the available funds from the card would be allowed to be used for transactions unlinke credit cards which are more of a debt card from a bank and you're charged quite high interest rates on your spending which is actually a borrowing from the bank getting an online account like egold is better for online spending and everyone worldwide can open an egold account and you can withdraw funds from egold without much hassle as well unlike Paypal that has too many restrictions and doesnt allow withdrawals in many countries you can open an egold account at : - http://www.e-gold.com/e-gold.asp?cid=3076319 you can purchase egold at : - http://www.linkbrander.com/go/28495 you can apply for an international debit card and which you can also use to upload your egold / paypal funds and withdraw it at any atm worldwide : - http://www.linkbrander.com/go/28214 please do check out my blog for awesome money making tips! - http://positiveprogress.blogspot.com p/s : do send me a message if you need any help with the above mentioned links

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work as hard as it is possible for you to do the financial rewards will come

use it for a downpayment for a house I am 23 and right now I am working on a down payment but I wish I would have done it sooner.