Why Didn't I Do This Months Ago

United States
February 10, 2023 9:45am CST
Happy Friday Everyone! it's a beautiful sunny day here today and the temperatures are supposed to be springlike. I have a monthly bill that I pay through my bank. However, it's one of those bills that the bank has to send a check and it isn't immediately processed through my account. I've noticed that in the past months that the check is always cashed after the due date even when I schedule it to pay in plenty of time. So, I don't know if it's the mail that takes so long or if it just sits on someones desk before it gets cashed. Either way I'm tired of it being late. So, yesterday I called and spoke to a very nice person in customer service and we set up a recurring payment right through their site. My payment will be deducted automatically each month and I don't have to deal with all this late stuff anymore. One less thing to worry about and I can't help but wonder why I didn't do this months ago. Shaking my own head at myself
26 people like this
25 responses
@RebeccasFarm (90474)
• Arvada, Colorado
10 Feb 23
Well that will fix that problem Marilyn. Have a lovely Friday now.
2 people like this
• Arvada, Colorado
11 Feb 23
@Marilynda1225 Nope thanks though
• United States
10 Feb 23
Hope things are going well with you
2 people like this
• United States
11 Feb 23
@RebeccasFarm sorry to hear that
1 person likes this
@just4him (317238)
• Green Bay, Wisconsin
10 Feb 23
I'm glad you took care of it now. No more late fees or stress.
2 people like this
• United States
10 Feb 23
Makes me wonder why I procrastinate on things like this. It's such a relief not to have to worry about it now
2 people like this
@just4him (317238)
• Green Bay, Wisconsin
10 Feb 23
@Marilynda1225 I'm sure it is a huge relief.
1 person likes this
@DaddyEvil (137602)
• United States
10 Feb 23
If you were getting charged late fees, I would charge those back to the bank for their tardy practices. I'm glad you got it worked out.
2 people like this
@DaddyEvil (137602)
• United States
10 Feb 23
@Marilynda1225 Oh, I see... I can understand how that would be annoying.
1 person likes this
• United States
10 Feb 23
No I wasn't getting charged late fees. It was just that it took so long for the check to clear the bank that it was annoying
2 people like this
@DianneN (247184)
• United States
10 Feb 23
Good for you. Now you have one less thing to worry about.
2 people like this
• United States
10 Feb 23
Now i can replace that with something else to worry about
2 people like this
@DianneN (247184)
• United States
10 Feb 23
@porwest (92624)
• United States
10 Feb 23
I would have questioned being considered "late." A lot of the time the date on the check and at least a postmark if it is mailed is enough to support it wasn't late. Either way, I am glad you were able to find resolution and get it worked out.
2 people like this
• United States
10 Feb 23
I wasn't getting charged late fees but it was just frustrating that it took so long for the money to disappear from my bank account.
2 people like this
@porwest (92624)
• United States
13 Feb 23
@Marilynda1225 Ah. Makes sense. I think I ran into something similar. In fact, the storage rent comes to mind. I send the payment via Bill Pay from my checking account and because it sends a physical check it takes longer for it to process and it was late a couple of times even though the date stamp was before the due date. I just send the checks sooner now.
@Nevena83 (65277)
• Serbia
10 Feb 23
Good for you. We had a sunny day here, but I wasn't outside.
2 people like this
• United States
10 Feb 23
The sunshine here today is wonderful.
2 people like this
@Nevena83 (65277)
• Serbia
10 Feb 23
@Marilynda1225 I sincerely hope that spring will come soon.
@popciclecold (39518)
• United States
10 Feb 23
I think we all do that from time to time. You right. I shake my head at myself at times. Least you have one less thing to worry about.
1 person likes this
• United States
10 Feb 23
• United States
10 Feb 23
I seem to shake my head at myself more and more these days
1 person likes this
@BarBaraPrz (47677)
• St. Catharines, Ontario
10 Feb 23
Yes, automatic withdrawal is a good way to make sure your bills are paid on time. Works best for your budget when it's a fixed charge each month.
2 people like this
@shaggin (72262)
• United States
14 Feb 23
That’s good they have that option available. I like that but my husband doesn’t.
@snowy22315 (182204)
• United States
10 Feb 23
Sometimes you do wonder about the things to do. Some of us have that experience on a daily basis.. Glad the payment should run smoother now for you.
2 people like this
• United States
10 Feb 23
I feel so dumb for not doing it sooner. I do 99% of my banking online through my bank and only until Covid the payments seemed slower for this payment. Now it's just gotten ridiculous. It's just one of those things I knew I should do but kept putting off
1 person likes this
@sallypup (61640)
• Centralia, Washington
10 Feb 23
Great idea.
2 people like this
• United States
10 Feb 23
No more worries about late payments
2 people like this
@LindaOHio (181717)
• United States
11 Feb 23
We now have our credit card through our bank. I make the payment as soon as I get the bill. They can't complain that it's late because it's paid directly through the bank!!! I'm glad you solved your late problem.
@arunima25 (87854)
• Bangalore, India
11 Feb 23
Glad that it's taken care of. It would be such a big relief . Better late than never Enjoy your spring like weather till it's there. I guess the real spring is still not near for you. Our spring here is coming to an end
@Beestring (14694)
• Hong Kong
10 Feb 23
I do auto bank transfer for my electricity and gas bills. I'm afraid I forget to make payment and they cut my electricity and gas supply.
2 people like this
• United States
10 Feb 23
I never want either of those to be late either. Can't take a chance with either being cut off
1 person likes this
@LadyDuck (472060)
• Switzerland
11 Feb 23
As you do not use checks anymore, I have several automatic payments set with my bank. I receive the invoice online, just to check that it is correct and the amount is automatically deducted from our account.
@rakski (126031)
• Philippines
11 Feb 23
That's awesome. One less worry for you
@TheHorse (220275)
• Walnut Creek, California
11 Feb 23
You SPOKE to someone in Customer Service? How did you make this happen? I was on hold for five hours today. I was too traumatized to write about it.
• Eugene, Oregon
11 Feb 23
What a good idea that was. Better late than never.
@aninditasen (16501)
• Raurkela, India
11 Feb 23
I pay by bills through my bank app and it credited timely.
@CarolDM (203422)
• Nashville, Tennessee
11 Feb 23
Good you got this changed now. Enjoy your weekend.