Why bank apps are so complicated?

@mrki444 (15149)

• Croatia (Hrvatska)

24 Feb 23

I need it since I pay more bills using smartphone. Also it is included in bank fee so why not use it .

3 people like this

Anna

@LadyDuck (470445)

• Switzerland

24 Feb 23

@mrki444 - I pay online my bills but using my computer, not my phone.

2 people like this

@mrki444 (15149)

• Croatia (Hrvatska)

24 Feb 23

@LadyDuck Do you have lower fee?

1 person likes this

Judy Evans

@JudyEv (338357)

• Rockingham, Australia

25 Feb 23

It is so annoying when these things happen. It's also annoying when programmes/whatever update and everything gets changed around.

2 people like this

The Horse

@TheHorse (217610)

• Walnut Creek, California

27 Feb 23

AOL just did that to me. I could not find the "search" function for several days.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

25 Feb 23

I was in bank in they say it not just app than that option if manual reactivation is disabled.

1 person likes this

May2k8

@May2k8 (18311)

• Indonesia

25 Feb 23

They make sure if it's really your account so we need to come to the bank to confirm. That's for security too.

1 person likes this

May2k8

@May2k8 (18311)

• Indonesia

25 Feb 23

@mrki444 Here we need OTP code to change anything then also must come to bank if we change phone number or address.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

25 Feb 23

Before we could done everything using 2fa now we must go in bank .

1 person likes this

Go Crossbones

@crossbones27 (49287)

• Mojave, California

25 Mar 23

Its not just bank apps, anytime you change a phone or laptop, desktops, companies go crazy. It takes like 2 years before they go, oh now we recognize this device and by then you are ready to buy a new one.

Repeat process again. I freaking hate it. Here is my email, it never changes, yet they do make it so complicated when it does not need to be. Just use my email, no we need phone and IP address, imagine if you move and IP address changes. Places be like we need birth certificate, fingerprints, facial scan, hair sample, mouth swab. OK I guess it is you. Computers seem to make things harder not easier.

1 person likes this

Go Crossbones

@crossbones27 (49287)

• Mojave, California

25 Mar 23

@mrki444 Its all about the profit, they need all your details, they do not but in their mind they do. They want to know everything about you so they can maximize the profit off the next gimmick. Capitalism came to fame in 1700's and pretty sure it was not made for what we can do now if we being true to the inventor that made it go who even gave warnings if you abuse it, you will have problems. Adam Smith.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

25 Mar 23

Computers become to personal. Try install windows 10 without Microsoft account. You must lie you don't have internet.

1 person likes this

The Horse

@TheHorse (217610)

• Walnut Creek, California

25 Feb 23

I find it rare to encounter online stuff that works as it should. Good for profits, I suppose.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

25 Feb 23

Yes I get some lower fee when I pay with app.

1 person likes this

The Horse

@TheHorse (217610)

• Walnut Creek, California

27 Feb 23

@mrki444 I get stonewalled by technology often. I like to talk to a human.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

27 Feb 23

@TheHorse I agree. I computer science teacher but more and more tech driving me crazy. Just give me human to talk and solve problems. I don't want talk with both.

1 person likes this

manoj

@manojari (123)

•

24 Feb 23

i use various method bank apps, UPI payment and Gpay

1 person likes this

manoj

@manojari (123)

•

24 Feb 23

@mrki444 yes..

1 person likes this

ShannyBananny

@shaggin (72012)

• United States

28 Feb 23

It definitely sound’s frustrating but it’s probably a good thing they have so many precautions to keep your money safe.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

28 Feb 23

I agree but I would remove informations about transfering app on another phone without visiting bank if it not supported anymore.

1 person likes this

Jenaisle

@Jenaisle (14078)

• Philippines

10 Mar 23

That's why I don't use online banking apps. They're too much trouble and are dangerous as well. But a reliable bank would be good. But the risk is too much. I would rather walk or commute to the bank or the ATM for my transactions. It's safer and speedier in the long run. Online apps are also unreliable at times, including their answering services, and so forth.

1 person likes this

@mrki444 (15149)

• Croatia (Hrvatska)

10 Mar 23

It is cheaper pay some bills using app.

Judy Story

@jstory07 (139309)

• Roseburg, Oregon

28 Dec

I hope when you go to the bank you will be able to figure everything out.

Icydoll

@Icydoll (36717)

• India

24 Feb 23

Sorry it happened to you, there are usually technical errors with the application . I hope they will do that is helpful to all.

1 person likes this