My Cash Flow is not Steady
By Arya
@yoalldudes (35037)
Philippines
March 2, 2023 10:01pm CST
I just realized my cashflow is not steady and more concentrated on the months of November and December as well as March, April and May. The rest I'm really low on cash inflow. It is a lesson for me now to set aside some of the earnings on the peak months for those months when I earn very little.
It will be even tougher once my daughter is in college. She will have to learn to be frugal with the money we send her as we are not rich and we failed to raise a college fund. She is sickly as a child and we spent mostly on hospital bills and medicines for her. It was a really tough ride.
But apart from that, I would say life is still good. Life in itself is hard but nature is very beautiful. And we witness beauty around us in the laughter of children and appreciation of simple things like the beauty of the evening lights.
I feel amazed when I realize I am 43 and I am still here. It is just a wonder.
7 people like this
7 responses
@Deepizzaguy (102927)
• Lake Charles, Louisiana
3 Mar 23
That is something I am working on to save money during the good times to have on hand when the Christmas holidays comes and slows down the cashflow.
1 person likes this
@yoalldudes (35037)
• Philippines
3 Mar 23
That is a smart idea. Or you can start a sinking fund named Christmas holidays and add a little bit to it whenever cash comes in throughout the year.
1 person likes this
@Deepizzaguy (102927)
• Lake Charles, Louisiana
3 Mar 23
@yoalldudes That is what I am doing based on my past experiences working at home.
@yoalldudes (35037)
• Philippines
6 Mar 23
@Deepizzaguy Good one. I feel like you are big on Christmas celebrations. I miss those times when our family get to be together. I hope this coming Christmas.
1 person likes this
@jefferson126 (3268)
• Shenzhen, China
3 Mar 23
I am two years younger than you,also i am here,lol.I often told my child to lead a frugal life.I told him learn to save.Don't waste money and time.Although we didn't met a financial hardship up to now,we need take precaution for future.maybe we need spend a big money suddenly in future,you never know what will happen in future.I agreed there are lots of beauty in our life,which is worth our efforts.
@yoalldudes (35037)
• Philippines
3 Mar 23
You are people who are very enterprising so you know how to make money. That is a good advise you give your son.
I am only a paid worker so my income is limited and then this illness that is making it a challenge for me to go to work. But Im still trying.
@yoalldudes (35037)
• Philippines
6 Mar 23
@jefferson126 Hmm a high paying job which is also high stress. Not for me I think LOL.
1 person likes this
@jefferson126 (3268)
• Shenzhen, China
3 Mar 23
@yoalldudes ,As we grow older,it's harder to get a high-pay job,but we still have chance.Good luck to you.
@LadyDuck (471421)
• Switzerland
3 Mar 23
@yoalldudes I have great memories and not so great, but I enjoyed my life in a whole.
@yoalldudes (35037)
• Philippines
6 Mar 23
@LadyDuck Those are words of someone who had a good life. I am being appreciative lately and being curious about the world and it is enriching my life. I wonder if it is age that brings about this change in mindset and attitude.
1 person likes this
@yoalldudes (35037)
• Philippines
3 Mar 23
I'm glad you could say that about your younger years. It sounds exciting.
1 person likes this
@LindaOHio (178877)
• United States
3 Mar 23
I'm sorry that you're having money problems. I hope things improve for you. Have a good weekend.
@LindaOHio (178877)
• United States
6 Mar 23
@yoalldudes I am surprised that they let you work only part-time.
@yoalldudes (35037)
• Philippines
6 Mar 23
It is more like my health is making it difficult for me to keep a day job. And I have been there 20 years. I still like to go from time to time but not the who 40 hours a week.
1 person likes this
@YrNemo (20255)
•
3 Mar 23
I constantly remind my children to be careful with money and resources they have but this generation seems to take everything for granted.
@yoalldudes (35037)
• Philippines
6 Mar 23
Especially with the online shopping and trends. My daughter just bought 4 clothing this week as if she doesnt already have too many clothes. But okay whatever makes her happy.
1 person likes this
@YrNemo (20255)
•
8 Mar 23
@yoalldudes Ouch, that made me think of the time one of my daughters just turned 14. The years afterwards she kept buying fashionable clothings which materials or styles were with a short lifespan. She ignored all my advices, and just as I predicted, everything got dumped here a few weeks later (and she went buying new lots!).
@Lignitecityabishek96 (7119)
• Cuddalore, India
3 Mar 23
You can always start a business and work on it. After working with corporates I can say business is the only thing which can satisfy our financial goals. Salary jobs give solution only for temporary financial goals.
@Lignitecityabishek96 (7119)
• Cuddalore, India
3 Mar 23
@yoalldudes Bad move I would say. Fiverr is a cheap people market.
@yoalldudes (35037)
• Philippines
3 Mar 23
@Lignitecityabishek96 What do you suggest?
1 person likes this
@yoalldudes (35037)
• Philippines
3 Mar 23
I will look into fiverr for someone who will create a business for me.
1 person likes this
@yoalldudes (35037)
• Philippines
3 Mar 23
She tries her best and we support her with what we can. Thank you for the well wishes.
