I Bought Some Dough

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I can hear you now. "Oh no," you're saying. "Here he goes again talking about money." Hey, I try to sometimes make it fun and entertaining. You know, get my point across or not, but still allow you to have some fun with it. To try to get you thinking about money in all the ways you can think about it. To analogize it. Put it into some sort of perspective, and maybe if I'm really lucky, create an aha moment. I'll try anything. I really will. So, say you need bread. What do you do? Or what if the car needs gas? What do you do? Baby needs diapers. What do you do? You put it on your shopping list. And you do it because, well...you need it. Rght? So let me ask you one important question. Do you need money? I am sure the answer is yes! Why? Because we all need money to put a roof over our heads, and eat, to not walk around buck naked, or maybe to even have some fun. Granted, not all fun things cost money. But a lot of fun things do. The point remains. We need money. So, what do you do when you need bread or gas or clothes or diapers? You buy it. You go to the store and buy it. With money. So, when you need money? What do you do then? You go to work. You bring home a paycheck and voila! You now have money for bread and clothes and gas and diapers or whatever else your heart so desires or needs to live. But what if I told there's another way? What if I told you that you can buy money just like you can buy everything else? You can! Forget the stock market. Forget the idea of the stock market. Because that just tangles people up. That just shuts down the conversation. That's what shuts the door. Let's just talk the S&P 500. Let's just talk an index fund. Either a mutual fund or an exchange traded fund (ETF). It's not complicated. Ask me about it and I will gladly tell you about it. Just think S&P 500 and think, "I am going to buy money." Every time you add shares to a mutual fund or ETF, just buying into it is like going into a store and asking, "Where's the money." "Aisle six, 2nd shelf up from the bottom," says the clerk. "And I can just check out and pay and I will walk out with money?" you ask. "Yes. You will be able to purchase some money today. Right from aisle six." Sure, just like the bread or the gas or the diapers, you have to shell out some upfront dough to be able to walk away with it lest the 90 year old security guard chases you down with his walker. Okay, that was mean. But come on, have you seen some of these security guards? But the point remains. You can literally buy money. It's right there. Right in front of you. But there's a best part. When you buy the bread you eat it and its gone. Same goes for the gas. Vroom, vroom a little bit and all you have is a bit of air pollution and some climate protester hunting you down with a sign. The baby poops out his Gerber? Poof. Nothing to show for those diapers but a smelly garbage bag you drag to the trash bin with a clothes pin on your nose. Unlike all these disposable things, when you buy the money, the money you paid for it is still yours. You get to keep it. And on top of that, it's like a fruit tree that you've bought. It's going to grow bigger and bigger and bear more and more fruit. Look, this analogy is silly. I know it is. I know the process is more complicated than just buying a loaf of bread. But here's the thing, what about freedom? Wouldn't that be something to work for just like making sure you have everything else you need? Just as an example, I bought $40 today. I spent $339.50 to get it. Sure, it won't change my life. But it's $40 a year I bought and paid for I won't have to make next year. And so long as I continue working, I can keep buying more money. And eventually, my freedom is paid for. Free and clear. No need to work anymore because I bought my way out of it. I know this was long, but did this make any sense to you? Am I getting through? In any event, if nothing else I enjoyed writing this post because I enjoy talking about money. Even if it accomplishes nothing, I will enjoy the fun conversation we can have that will follow it. Thanks for at least letting me entertain you. Provided I did of course. lol