Do You Upside?
By Jim Bauer
@porwest (92675)
United States
March 11, 2024 6:35pm CST
It's always nice when you can accumulate some awards and then put them to work, as I like to do.
I cashed out $200 of $430 I had in Discover cash back awards, and $100 from the $162 I had in Upside rewards, and then I have about $50 from myLot in PayPal I will add to the mix.
It will all go into BXMX which is an ETF that pays a little over 7%. So, that means my $350 in total cashouts will earn me another $24.50.
Upside is a great app that pays you cash back on select gas stations, grocery stores and restaurants, and sometimes offers deals from other establishments. It's worth it if you are already going to spend at any of these places anyway.
Do you use Upside, and do you invest your rewards or just spend them?
13 people like this
16 responses
@Beestring (14699)
• Hong Kong
12 Mar
I just earn peanut online. I accumulate the money in Paypal and when the amount reaches a certain level, I transfer it to my bank account.
2 people like this
@moffittjc (121734)
• Gainesville, Florida
12 Mar
I don’t use Upside, but I know a lot of people that do. I probably should check it out. One of the guys I work with has also been talking a lot about Moocho, but I haven’t checked that out yet either.
1 person likes this
@moffittjc (121734)
• Gainesville, Florida
13 Mar
@porwest That’s nice when you can double dip on the savings/cash back deals.
1 person likes this
@porwest (92675)
• United States
13 Mar
@moffittjc Oh, absolutely. Every single penny matters.
1 person likes this
@kaylachan (71860)
• Daytona Beach, Florida
12 Mar
My rewards go to paying my bills. I have tried to use Upside, but the selection avaible was limited last time I used it. The gas station we normally use is an option, but not the exact address we go to.
1 person likes this
@kaylachan (71860)
• Daytona Beach, Florida
12 Mar
@porwest I think they are trying to add more to compel people to use the ap. However, there's still a long way to go. Most stores have their own programs.... so....yay? Doesn't help aps like upside.
@porwest (92675)
• United States
13 Mar
This is where Upside is a win, win. I go to Schnuck's for example. They offer 5% back on Upside. I use my Discover card, which pays me 1% back. I now get 6% back. On TOP of that Schnuck's ALSO has a reward program, which is about 1%. So, just using Upside and Discover I get 7% back. Unless grocery stores are on the quarterly 5% bonus. Then I get 11% back.
1 person likes this
@LindaOHio (181931)
• United States
12 Mar
This is the first I've heard of Upside. Do you have to have a smartphone to take advantage of it? Have a good day.
1 person likes this
@LindaOHio (181931)
• United States
13 Mar
@porwest We don't have smartphones so we miss out on a lot of "stuff".
1 person likes this
@LeaPea2417 (37381)
• Toccoa, Georgia
12 Mar
I have a credit card where you earn cash from your purchases.
1 person likes this
@porwest (92675)
• United States
13 Mar
Me too. I use Discover. It's win, win. When I go to Schnuck's or the gas station I get 1% back on my Discover and whatever Upside pays me. So, since the average is 5% for Schnuck's on Upside, between Discover and Upside, I get 6% back. Of course, it's more if the quarterly bonus includes gas or grocery stores. Then I get 10% back.
1 person likes this
@RasmaSandra (80812)
• Daytona Beach, Florida
12 Mar
Good for you, I have no mobile phone everything I do is through my PC,
@JESSY3236 (20039)
• United States
12 Mar
My mother has Upside, but I don't know if she really uses it.
1 person likes this
@thislittlepennyearns (62939)
• Defuniak Springs, Florida
12 Mar
I will have to look into it in a few minutes. Fixing something on my taxes so I can file them again and hope they go through. this staying alive is expensive!
1 person likes this
@mildredtabitha (16147)
• Nairobi, Kenya
12 Mar
I have never known about upside. That sounds like a cool way to make some extra money.
1 person likes this
@2ndchances24 (9338)
• Cloverdale, Indiana
12 Mar
We don't have a smart phone like millions do to get
such an app, & what rewards we get we, let build up to
where we have enough goes towards what we're buying.
1 person likes this
@just4him (317245)
• Green Bay, Wisconsin
12 Mar
I have rewards when I go grocery shopping that works at the gas station. Since I don't have a car anymore, those rewards are useless unless I can convince someone to use them. So far, no one has taken the offer. I can't get cashback on them.
@paigea (36315)
• Canada
12 Mar
haven't heard of that. I have a few ways of collecting money while shopping.
We use gift cards from Alberta Motor Association to buy groceries. 5% of each gift card can be spent at AMA, including paying that bill.
The gas we buy pays 7cents per litre that we spend where we buy groceries. Plus we use the FlashFoods App