A surprise I didn't need!
By Marie Coyle
@MarieCoyle (37182)
November 15, 2024 5:05pm CST
Maybe some of you will remember that last year, I was in a car accident. A lady pulled out of a fast-food restaurant and slammed into the side of my car, while I was driving down the highway. Police were called, she received 3 tickets, and although I had to wait a LONG time for the proper parts to arrive, it was fixed and her insurance paid for it. She only had liability, and her van was 27years old. It was considered totaled out. So basically, she got left high and dry without a vehicle.
I received a notice from her insurance company that they were investigating the accident again! I had all the papers, accident report from the police, etc. It seems that they want me to pay for the damage to my own car, and she hit ME. I don't understand. They already paid the bill to the body shop for the damage to the car, this past summer. It was a done deal.
How can her insurance suddenly decide to go after me for something like this? I have heard of others going through horror stories, but this was signed off, fixed, etc months ago The lady had to go to court and pay her tickets. Police were there for the accident. My son was in the car and he is a witness if he has to be.
Now they say it's my fault? They want me to pay for the damages for her van, and I was told it was totaled out. She got the tickets. She hit ME. They already paid!!
I have to ask, WHY?? How can this even be a thing? They paid, and now they want to back out of it and blame me???
I will fight this to the bitter end. I am not paying for the accident when she got the tickets.
This is insane.
12 people like this
11 responses
@kaylachan (69304)
• Daytona Beach, Florida
13h
It might be a scare tatict or something. I don't know. I don't blame you for fighting it.
3 people like this
@kaylachan (69304)
• Daytona Beach, Florida
12h
@MarieCoyle If the issue was resolved, I'd question the ligitimsy of the letter at the very least. Not take it on face value it's ligit. Some scammers will get info that's public record and try to get money that way.
3 people like this
@MarieCoyle (37182)
•
13h
I wouldn't fight it but SHE got the tickets, her insurance had no problem working with me and paying the bill. That was months ago. And now this??? Crazy.
3 people like this
@MarieCoyle (37182)
•
11h
@kaylachan
I am going to get to the bottom of this. I am not paying for her to hit my car.
3 people like this
@rakski (122178)
• Philippines
9h
@MarieCoyle that is true!
and they already PAID for it.
1 person likes this
@MarieCoyle (37182)
•
11h
Why did they wait so long to do this...AFTER they paid my claim? That's the part that doesn't make sense.
2 people like this
@MarieCoyle (37182)
•
13h
It makes me so mad. It was a done deal, I did nothing wrong, just picked up the accident report from the local police, and it says exactly how I described the wreck. Why is this even a thing?
I fear in this day and age, with all the insurance claims from all the horrific weather events, that insurance companies will be doing more and more of this to avoid payment at all costs.
3 people like this
@AmbiePam (92415)
• United States
13h
@MarieCoyle It’s truly pathetic. And so unethical.
3 people like this
@MarieCoyle (37182)
•
13h
@AmbiePam
I am struggling with this as I just feel at times I keep saying...one more thing. Lord, get me through one more thing....
I won't give up, don't worry!
3 people like this
@much2say (55537)
• Los Angeles, California
12h
I would think this was a closed case . . . everything was completed and paid for already - and it seems to have already been proven that it was her fault. How can they open the case again? Definitely talk to your insurance company. I thought the insurance companies had people dealing with this stuff on our behalf - so I don't know why the other side contacted you directly. I'd fight it too - they cannot pin this on you!!
3 people like this
@much2say (55537)
• Los Angeles, California
11h
@MarieCoyle Make sure too that it's not some kind of scam. I feel insurance companies are now trying to get out of paying for things 
.
.3 people like this
@MarieCoyle (37182)
•
12h
I was so shocked over it all. I never heard of this before. And yes, I will be fighting it for sure!
1 person likes this
@MarieCoyle (37182)
•
11h
@much2say
They definitely are not wanting to pay for a lot of people having lost everything in the recent hurricanes. People who had insurance are now left with nothing at all. This is just so wrong.
1 person likes this
@wolfgirl569 (105884)
• Marion, Ohio
13h
I would notify my insurance company. They should be able to handle it
3 people like this
@MarieCoyle (37182)
•
12h
We are working with them. I don't want to have to fight this for months on end. Thank you, Eva.
3 people like this
@MarieCoyle (37182)
•
13h
Oh, we will fight this! I’m not paying her to hit my car. This is just nuts! No, a lawyer wasn’t required as it was cut and dried. Her insurance company contacted me and were very cooperative about fixing my car and providing me with a rental car. And then this??
2 people like this
@Orson_Kart (6765)
• United Kingdom
2h
You need this like a hole in the head. Once a claim is settled, that should be it! I’ve never heard of this happening before, but nothing surprises me any more. I’d be tempted to ignore any correspondence from them. Maybe reply just the once to remind them that this has been settled and any further requests for payment from them would be considered harassment. It’s bad enough you had the trauma of the accident and what followed without this unnecessary stress they are causing. I hope you get a payment from them for this ridiculous claim.
Sending you lots of luck to resolve this quickly and to your satisfaction. x
@MarieCoyle (37182)
•
11h
We did that, but I have to talk to her insurance as well. Ugh.
2 people like this
@MarieCoyle (37182)
•
11h
My oldest son is helping me, he thinks it's as ridiculous as I do.
1 person likes this
@LindaOHio (177979)
• United States
1h
She might be bringing it up because she doesn't have a car. I would fight it too. Good luck.
@freelancermariagrace (27800)
• Philippines
5h
That is truly insane. I hope you can resolve this and avoid paying for the damages.
