How myLot Helped Me Make $202!
By Four Walls
@FourWalls (68097)
United States
November 17, 2024 7:49pm CST
Proper credit to @TheHorse for stealing his clickbait title. 
This isn’t a complaint, it’s a fact of life. I’ve been hemorrhaging money this month. We’ve all had “those” months, and this one is mine. There were the car “repairs” (more like maintenance) for the 100,000 mile mark, the car and homeowners insurance, and the property taxes.
The insurance, though, came with a refund! My old insurance company priced themselves out of my life. I switched and saved $400 just in the car insurance (they couldn’t/wouldn’t tell me what my 2025 homeowner’s insurance bill would be). In order to get the multi-policy discount I switched both on the same day. That meant the old insurance company owed me a refund for three months’ worth of unused premiums.
So not only did I save $400 in car insurance, I got a refund of $202! 
The photo is from a stop at the Land Between the Lakes on my way home from Missouri last month.
This isn’t a complaint, it’s a fact of life. I’ve been hemorrhaging money this month. We’ve all had “those” months, and this one is mine. There were the car “repairs” (more like maintenance) for the 100,000 mile mark, the car and homeowners insurance, and the property taxes.
The insurance, though, came with a refund! My old insurance company priced themselves out of my life. I switched and saved $400 just in the car insurance (they couldn’t/wouldn’t tell me what my 2025 homeowner’s insurance bill would be). In order to get the multi-policy discount I switched both on the same day. That meant the old insurance company owed me a refund for three months’ worth of unused premiums.
So not only did I save $400 in car insurance, I got a refund of $202!
The photo is from a stop at the Land Between the Lakes on my way home from Missouri last month.21 people like this
17 responses
@snowy22315 (180830)
• United States
18 Nov
I switched my homeowners too . My old company was trying to charge an outrageous amount of money Who needs them?
3 people like this
@FourWalls (68097)
• United States
18 Nov
We all need them. As Robert Klein said, insurance is gambling, “I’ll bet you a hundred dollars until you have a wreck that you don’t have a wreck!” But there are always people willing to give you a break for a couple of years until you switch, then they start charging you more. 
2 people like this
@2ndchances24 (8959)
• Cloverdale, Indiana
18 Nov
@FourWalls 
I know that's right, I hope by this time
next year our bills will go down or be a lot cheaper, & our ss gets a
boost as well that would be a great help, but we'll see how it goes.
I know that's right, I hope by this time
next year our bills will go down or be a lot cheaper, & our ss gets a
boost as well that would be a great help, but we'll see how it goes.2 people like this
@snowy22315 (180830)
• United States
20 Nov
@FourWalls I meant who needs that pricey company?
1 person likes this
@FourWalls (68097)
• United States
18 Nov
They’re there (big payment months), we know it. I’m thankful that I was prepared for it.
2 people like this
@FourWalls (68097)
• United States
19 Nov
@porwest — exactly, and the $202 is in the savings account to help me get prepared for “next time.”
2 people like this
@porwest (91088)
• United States
19 Nov
@FourWalls It is good to always be prepared, but of course you knew I'd say that.
2 people like this
@FourWalls (68097)
• United States
18 Nov
Gotta love Pony with that! I let him borrow my “Go Fund Yourself,” so we’re even.
1 person likes this
@LadyDuck (471451)
• Switzerland
18 Nov
Your title immediately brought back TheHorse's discussions. I am glad you received a refund. November is not an expensive month, but December will be! Three months of healthcare insurance for my husband and I, that is expensive, but mandatory.
Three months of healthcare insurance for my husband and I, that is expensive, but mandatory.2 people like this
@FourWalls (68097)
• United States
18 Nov
Too bad Pony can’t get paid for us thinking about him…he’d be quite rich if he could! 
Ouch, sorry about the insurance premium. Mine is paid monthly out of my retirement pension, so I don’t miss it (or have to endure the pain of paying the bill).
Ouch, sorry about the insurance premium. Mine is paid monthly out of my retirement pension, so I don’t miss it (or have to endure the pain of paying the bill).2 people like this
@LadyDuck (471451)
• Switzerland
19 Nov
@FourWalls Poor Pony, he loves to make money doing nothing.
I instructed the Bank to pay the premium automatically. I think to switch to monthly, it would be less "shocking".
Poor Pony, he loves to make money doing nothing.
I instructed the Bank to pay the premium automatically. I think to switch to monthly, it would be less "shocking".2 people like this
@RasmaSandra (79892)
• Daytona Beach, Florida
18 Nov
Congratulations to you, It is always awesome to get refunds,
2 people like this
@FourWalls (68097)
• United States
19 Nov
Yes it is! Just in time for winter travel, too!
2 people like this
@LindaOHio (178877)
• United States
18 Nov
Yay! A refund is always good. Lovely picture. Have a good week.
2 people like this
@FourWalls (68097)
• United States
18 Nov
I just noticed that I didn’t mention the LBL stop. I’ll have to post about that later.
2 people like this
@LindaOHio (178877)
• United States
19 Nov
@FourWalls Yes I saw it. Lovely photos.
2 people like this
@kaylachan (69824)
• Daytona Beach, Florida
18 Nov
@FourWalls I think I would be, too.
2 people like this
@FourWalls (68097)
• United States
20 Nov
Now @TheHorse will correct you and tell you that John Prine’s song was “The Bottomless Lake.” But Shel Silverstein did write one called “Bottomless Well,” so I’ll defend you.
1 person likes this
@xander6464 (44250)
• Wapello, Iowa
21 Nov
@FourWalls I knew I could count on you to stop his fake disinformation!
1 person likes this
@FourWalls (68097)
• United States
18 Nov
It was a great stop along the way, and the money will help me get more trips!
1 person likes this
@wolfgirl569 (106397)
• Marion, Ohio
18 Nov
I thought of the horse too. Refunds are wonderful
1 person likes this
@FourWalls (68097)
• United States
18 Nov
So we are all in agreement that @TheHorse is a bad influence on us. And we love it. 
1 person likes this
@FourWalls (68097)
• United States
19 Nov
As long as we all know where the idea came from!
1 person likes this
@rakski (123318)
• Philippines
19 Nov
@FourWalls yes, of course we all know that!!
1 person likes this
@FourWalls (68097)
• United States
20 Nov
They claim that insurance is a “cooperative,” but that’s not true. I wouldn’t approve of them using a billion dollars of “cooperative funds” to pay for naming rights for a baseball stadium.
1 person likes this
@FourWalls (68097)
• United States
19 Nov
That Pony of ours sure has a reputation, doesn’t he!
1 person likes this
@2ndchances24 (8959)
• Cloverdale, Indiana
18 Nov
Awesome photo, & you need a pat on the back for all the $ you saved
& the way things turned out like it did, that's what I call a great day
1 person likes this
@FourWalls (68097)
• United States
18 Nov
I’m thinking about dropping AAA membership altogether next year. They’re way too expensive for what they offer, which anymore isn’t much.
1 person likes this
@2ndchances24 (8959)
• Cloverdale, Indiana
18 Nov
@FourWalls Where ever you can find something better
I'd sure be looking these days saving $ is a must do thing.
1 person likes this
@Marilynda1225 (82789)
• United States
18 Nov
Insurance prices keep going up. I'm glad you were able to switch, save money and get a refund. With all your latest expenses this came at a good time.
1 person likes this
@FourWalls (68097)
• United States
18 Nov
I guess we all have one of those “when it rains, it pours” months in bills/expenditures. And, to be fair, I haven’t had one in a long time.
@thislittlepennyearns (62529)
• Defuniak Springs, Florida
18 Nov
@FourWalls I wish my health insurance would refund some of the money we've had to pay in the last couple months.
1 person likes this
