A bit of good news for a change

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Now, although this is a good thing and I am happy about it, but instead of my mortgage holders doing the responsible thing and reducing my mortgage payment I had to call them and complain about it. Long story short, my mortgage had gone up several months ago 150 dollars. I have since had both my property tax and homeowners insurance amount reduced. I switched insurance companies for one, got some degree of tax relief from the other. They kept my payment the same even though they told me verbally it would be changed the next month. I kept expecting to get a letter. I finally called them today. I should have before but I hate talking to them. Anyway, they said starting Dec. 2 it will be reduced at last. I should get credit for the months I overpaid too. However, I bet that will require another phone call.