Finally, it seems my patience has paid off
By snowy
@snowy22315 (181948)
United States
December 15, 2024 10:11am CST
Those of you that read my discussions probably remember when I switched my home insurance insurance and got my property tax reduced. Dealing with the entity that holds my mortgage was a real Murphy's law situation. Also, my previous insurance company was no picnic either. I finally had my mortgage reduced this month .and should be for the foreseeable future plus I got a hefty check for my escrow over payment. This took forever and a day and I had to call .but it seems I am now reading the benefits 
Did you ever have a situation that took a long time to resolve positively?
Did you ever have a situation that took a long time to resolve positively?11 people like this
10 responses
@FourWalls (68888)
• United States
15 Dec
Dealing with those companies is a pain. When I first bought my house I didn’t know anything about the practice of buying and selling mortgages between companies. I got fed up with having three different mortgage companies in a year, so I went to my credit union and had THEM get the mortgage. That way, the money was local, I could make my own rules regarding escrow (I chose to pay the property taxes and insurance premiums myself instead of having an escrow account), and I could waltz in the home office in 2019 with the final payment.
My VA case took five years to resolve, but that was definitely in my favor.
My VA case took five years to resolve, but that was definitely in my favor. 2 people like this
@snowy22315 (181948)
• United States
15 Dec
This is with a credit union..but they certainly don't seem to be a customer friendly one. So glad you got your CA situation resolved .
1 person likes this
@LindaOHio (181205)
• United States
16 Dec
Yes, getting our phone switched over to Kinetic/Windstream. I now have a working phone; but it's not our phone number...so it's actually not resolved yet. Have a good week.
1 person likes this
@snowy22315 (181948)
• United States
16 Dec
Will you be able to GET your original phone number eventually, or you don't know?
1 person likes this
@snowy22315 (181948)
• United States
16 Dec
@LindaOHio I am not sure what their problem is. Even a rinky dink phone company will let your port your number.
1 person likes this
@LindaOHio (181205)
• United States
16 Dec
@snowy22315 They are on my list of calls to make. We'd better get our number after waiting for almost 3 months!!!!!
1 person likes this
@snowy22315 (181948)
• United States
15 Dec
Eventually, but it doesn't seem like they ever will sometimes
1 person likes this
@TheHorse (220068)
• Walnut Creek, California
15 Dec
@snowy22315 I have little faith.
1 person likes this
@dgobucks226 (35716)
•
16 Dec
Oh yes, insurance companies can be a lot of hassle, whether you are changing companies or receiving a check from them. When I recently switched car insurance companies, I had to go through few hoops to get an additional discount. And then they adjusted the price twice on me, but still made out with a better deal, so it worked out. Well, until the policy comes due again, then who knows. 
1 person likes this
@snowy22315 (181948)
• United States
16 Dec
I have an app to get a discount on my car insurance and it used to work fine..since the "update" it no longer works, better get that going before the bill comes out again!
1 person likes this
@freelancermariagrace (28588)
• Philippines
16 Dec
Yay. Good for you. Yes, it happened last year. Hehe
1 person likes this
@RevivedWarrior (2448)
• India
16 Dec
I can relate to it. I once purchase Government bonds to reduce the taxes. Although the instrument promised me a good deal , the trouble was I never thought of the redemption part properly. It was supposed to be returned after 5 months , but it was not properly written how and when. I got hold of an agent and well I missed the deadline when it was 5 years , and had to wait another 2 years. Finally at 7 .5 years , I got the money with interest although there were many followups and chasing. I understood the hurdles and dropped the idea to invest on bonds for now. Well, good to read you got the benefits. Enjoy the time!
@snowy22315 (181948)
• United States
16 Dec
Thanks..glad you got yours straightened out too.
1 person likes this
@allknowing (137553)
• India
15 Dec
Dealing with government entities needs patience.
1 person likes this
@snowy22315 (181948)
• United States
16 Dec
Yes, and a will of steel. These were private companies, but still, the sane
@Tampa_girl7 (50580)
• United States
15 Dec
What a wonderful way to end the year. I’m happy for you.
1 person likes this
@snowy22315 (181948)
• United States
16 Dec
Yes, it was still worth doing even though it was frustrating , maddening and anxiety provoking.
1 person likes this
@aureategloom (11088)
• Bosnia And Herzegovina
15 Dec
i missed these posts and i don't quite understand the situation with insurance and taxes, but i'm glad if the patience paid off 
patience is a good quality. i'm currently in a similar situation, best i can do is be patient and wait
patience is a good quality. i'm currently in a similar situation, best i can do is be patient and wait 1 person likes this
@snowy22315 (181948)
• United States
16 Dec
Yes, and call them, or they will likely put you on the back burner, and you will hear nothing.
1 person likes this
