I am going to be rich on paper, broke in practice for next 2 weeks!
By Anish Asokan
@RevivedWarrior (2476)
India
December 18, 2024 10:10am CST
I messed up my holidays big time! First, I forgot to bring one of my best clothes and today I realize I forgot to keep my Visa credit card in my wallet! I accidently kept in my shirt pocket after paying at a gas station and forgot to keep the same back in my wallet. I did not pack that shirt. I do have my AMEX credit card but it is not selected in most places where I have come for vacation.
I do not have a check book with me. In India, we have UPI (real-time payment system directly between bank accounts via mobile devices), which has a restriction of around $1200 purchase a day. My debit card has restrictions , so that is not helping me in this situation. My plan was to use the credit card to make the purchases, big or small. I wanted to use my next salary plus the balance to pay off the credit card. However, it is going to be hard to make any big purchases. And cash in the account would not help even for moderate purchases.
Most of my near and dear ones should be out of cash as it is the holiday season and well I could either make smaller purchases or go to places where my other credit card is accepted. I used to depend on the main credit card for all my purchases, but not having it in hand has resulted me being rich on paper (not Richie Rich, just mid income rich ) and broke in practice for next 2 weeks!
It would be a challenge for me till the first week of New Year! Lesson learnt in a hard way!
4 people like this
4 responses
@aureategloom (10988)
• Bosnia And Herzegovina
18 Dec
i'm sorry about that... you should've double checked everything before leaving. i hope you find a way to deal with that situation. take care!
1 person likes this
@JudyEv (342155)
• Rockingham, Australia
19 Dec
That is a hard lesson to learn but it can happen so easily. I hope you manage somehow over the next two weeks and that it doesn't impact on your holiday too much.