Life Hack 001

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I am sharing something that might be experienced by very few. As a person who struggles with finances because of business bankruptcy, I experienced things unimaginable. However, I look at it on a brighter side. Because I learned of things I think I can never do without having to have experienced this odyssey. Well, this life hack may not be applicable all over the world but if you are in Saudi Arabia, most likely this information I am sharing is good for you. If you have a credit card from SAB and in need money for the time being, you can encash money beyond your credit limit as long as it is not maxed out. It is okay to even have one Riyal left as long it is not maxed out. If I am not mistaken it is around 30% of your credit card limit. But you have to use STCPay, an e-wallet, for the encashment. You can add money through your wallet here using your SAB credit. I have done this a couple of times because I have been short of money recently. Of course you have to pay it back before the due date or your credit standing will be affected. It means you have roughly a month to settle what you have used. At least this way, you are able to settle something for the meantime.