Worst Birthday Ever.

@rakski (135379)
Philippines
March 13, 2025 2:43am CST
No, it's not my birthday but my friend's. I messaged her the other day to greet her, and last night, she called me. My friend told me that it was her worst birthday ever. She told me that she has a lot of debt to pay nowadays, and she is trying to find work, but she cannot find any. Her debts are mostly those new online apps that are very rampant today. I wonder how she was approved for loans when she does not have work. Her husband is the breadwinner, and they have three kids, and of the three is off to college too, like my daughter. I remember her telling me that her daughter will take exams in those big-time universities here. They do not celebrate her birthday outside since she is trying to save up. What was she thinking, getting loans without her husband knowing it?
8 people like this
7 responses
Greenery8
@grenery8 (15765)
• Zagreb, Croatia (Hrvatska)
13 Mar
it's sad she can't be happy even on her day. loans, not good.
2 people like this
rakski
@rakski (135379)
• Philippines
14 Mar
that is true, loans or debts are not good at all.
2 people like this
rakski
@rakski (135379)
• Philippines
17 Mar
@grenery8 I think so too
1 person likes this
Greenery8
@grenery8 (15765)
• Zagreb, Croatia (Hrvatska)
15 Mar
@rakski if you have one, that's enough but more, it's endless, i feel.
1 person likes this
DE
@DaddyEvil (145797)
• United States
13 Mar
She was probably thinking they could pay the loans back when she found a job but, that isn't happening so she's worried about them now. It happens to people everywhere. They are more optimistic when they should be thinking pessimistically. It's a shame when it happens, but companies get rich by offering those loans knowing people can't pay them off. Did you suggest she talk to her hubby and see what they could do about paying the loans off?
2 people like this
rakski
@rakski (135379)
• Philippines
14 Mar
Yes, I did. I told her that maybe if she talk to his husband they can have other ideas to pay for those loan
2 people like this
DE
@DaddyEvil (145797)
• United States
14 Mar
@rakski You're a good friend. That is sound advice.
2 people like this
rakski
@rakski (135379)
• Philippines
17 Mar
@DaddyEvil I hope her husband can help her. I think he should know the situation
1 person likes this
Bojel
@jobelbojel (36725)
• Philippines
16 Mar
Oh my, if she don't have job, she could not pay. She will get bombarded with phone calls and text messages, worst, harassments from the loan agents.
1 person likes this
rakski
@rakski (135379)
• Philippines
17 Mar
I think that is true.
Judy Evans
@JudyEv (350708)
• Rockingham, Australia
13 Mar
That's very sad. It's never a good idea to keep things from your spouse.
2 people like this
rakski
@rakski (135379)
• Philippines
14 Mar
that is true as well.
2 people like this
jaishankar
@Shivram59 (40212)
• India
18 Mar
I understand. Unpaid loans make life a hell. I wonder how they would repay.Better avoid taking loans as long as possible.
1 person likes this
rakski
@rakski (135379)
• Philippines
19 Mar
that is true I am wondering too
1 person likes this
rakski
@rakski (135379)
• Philippines
19 Mar
@Shivram59 that is true. Simple is better
1 person likes this
jaishankar
@Shivram59 (40212)
• India
19 Mar
@rakski If you don't have,money; it is,better to live a very simple life than borrowing money.
1 person likes this
Faster16
@Faster16 (3251)
• Indonesia
13 Mar
That sounds like a really tough situation for your friend. It's understandable that she's feeling so down on her birthday.
2 people like this
rakski
@rakski (135379)
• Philippines
14 Mar
true, I am sad for her.
1 person likes this
Aparna Sen
@Dreamerby (7743)
• Calcutta, India
14 Mar
Oh my God. With finances, people should take calculated risks...well some say not to take even calculated risks because calculations can also falter.
1 person likes this
rakski
@rakski (135379)
• Philippines
17 Mar
that is true!!!
1 person likes this