credit card is good or not

Credit cards are a very good invention! You can use money without have your pocket full of money. If you travel and need to pay restaurants, hotels, fuel and more you need more money in your pocket if you have not a credit card. Using a credit card is very easy and simple. Nothing to analize... the reality is this!

I think it's good to have one in case of emergency/unexpected expenses but should be used sparingly and with care. They are not to be used so you can live beyond your means or splurge on unnecessary items or impulse shopping. Another benefit is that you can earn other rewards by choosing certain card sponsors (ex. flyer miles, gas credits, college savings, etc)

it all depends on the person. if he spends lavishly then it is bad. if he is cautious about spending then it is good.

Credit cards are good