if u have more than ur needs ..how u spend ur money ?

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i will make it more and will engage efficient people to share that and let it grow with them also..and thus i wish to spread the richness all through the world..not just give money for nothing but give money those who are really ready to use it creativly.. for eg. i can start an school for coaching in small scale industries and give money, as loan, to the best students there, for starting their own business..thus let them growing with me also.and many more ideas are there..wat u will do if u have more money than ur needs??