What is the difference between 'credit card' and 'debit card'?

to simplify credit card = enables you to purchase then later pay on an interest. debit card = purchases are deducted straight from your current bank account. if account is empty, no purchase can be made.

Let me explain it for you. Credit card : if you're shopping by using this card, you can shop until limit of your card. You will receive monthly bill and must pay it every month at least same with minimum payment that have decided by your credit card bank. Debit card : if you shopping by using debit card, your bank account will be debited directly. If you don't have enough balance for shopping, your paywent can't be processed. That's all from me.

cradit card is money taken by banl for interest and debit card is money which is in my account

credit card is a card issued by a bank which you canuse for making purchases. in essence everytime that you purchase you are actually borrowing money from the bank that gave you the line of credit. you are actually spending money that you do not have. debit cards are ATM cards that have debit functions. what it means is if you purchase something with your debit card funds are directly deducted from your ATM card or bank account. in essence you are actually spending that you have.

credit card is just putting the payment to the side, and paying it when the bill comes, but debit card takes the money directly from your bank, so you are actually paying for it right than, and not later.

credit cards you run the risk of getting interest if not paid in a certain time. Debit cards have no interest but can be used to purchase via web and other places the same as a credit card.