When to let friends go....

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While I understand this is a decision I must make, I would still like to hear others opinions. This may take a while. I have a freind I have known since I was 12. In my eyes we are not that close really, but she claims me as her best freind. I say we are not, because I feel that she would not do the things that I would do for her. I used to be a financial advisor and a collections manager and try my best to help her to get her finances on track. She makes double the money I make, yet she can never pay her bills, and dont have half the bills I have and I'm a homeowner and she lives on Sec 8. Every time I turn around she calling me to ask me what the next bill company will do if she don't pay them. I call her the payday loan queen. You can figure that one out. On top of all this, I think she is a bad mother. And I tell her this to her face. She has one lil girl who's 7. The girl has never had a stable school, which would explain why she can't read. She stays sick, because she thinks its more important to look cute when its 15 degrees outside, than to be protected from the elements. On top of this, she just recently got a foster child, for the money of course. Now that she has the child she realises that the money they pay her to take care of the child is not enough. So she wanted to have a baby shower 2 weeks before chirstmas, because she didnt have everything the baby needed. Only weeks after taking on the foster child, she decided to take on a 2nd fulltime job becuase she bought a brand new car she can't afford. Her cousin was babysitting while she was working this job, but decided she didnt want to be up all night with a 2 month old baby. So being a good friend, I decided to do it for her. I really went out on a limb with this one. I'm a work at home mom, so I'm very fliexible. I had to pick her daughter up from school and then the baby from the daycare and get them back to my house. Feed them, change them, and so forth. It was like being in her shoes. No one had anything nice to say about my friend. And at this point I dont either. I have notced that she is not bathing the baby properly, or dressing him properly for the weather. I told her daughter to be sure that she has a hat on when she leave her house. My freind went off on me saying if she didnt want to wear a hat she didnt have to, she has a hood. Yet it was only 10degrees outside. I just said ok, but when your kids get sick, you'll have to find someone else to watch them. After having a weekend with no kids, when they come back to me, they are sick. You would think she would have told me so. The baby was so sick, he sounded like he was beating drums when he was breathing. I told when she picked them up that night to take the baby to the doctor first thing in the morning. She told me all the doctor would do is put saline up his nose. I urged her to take the baby to the doctor, he is only 2 months old. She didnt do it. The next day, out of sorrow, I pick the kids ups, the sitter tells me the baby only had one bottle all day long. Before the night is out, the baby begins to breath really fast. I call my freind and tell her she needs to get this baby to a hospital. She then asked me to do, because she dont want to leave work. I told her no, I felt that was her job to do. Then she was like, she didnt want to lose her job. Now this is a 2nd job mind you. I told her no job is more important than a childs health. After taking the baby to the hospital, they admitted him. Said he had pnemonia(however you spell it), and they were giving him breathing treatments. Now that the baby is being released, she called and asked if I could come to her house the babysit, so she can keep this 2nd job still, like I don't have a family of my own and a job of my own. I told her I would not do it. At this point I really feel as if she is taking advantage of me, and neglecting her children. Both of them are sick and all she can think about is a 2nd job. Her attitude about the whole situation really sucks, and quite frankly she has worn me out. These are just the most recent events, there has been others that has rattled me. I really feel that this freindship is going no where. I am her only friend but yet feel that being her friend has become more of a burden.